tag:blogger.com,1999:blog-20616453673211516142024-02-07T14:07:19.279-08:00Richland Chambers LakeSide DreamingLife, fun and some business on Richland Chambers Lake, the 3rd largest lake in TexasJohn Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.comBlogger118125tag:blogger.com,1999:blog-2061645367321151614.post-37118462694696860652022-07-06T12:24:00.000-07:002022-07-06T12:24:15.918-07:00Lake Lingo w/The Teels- Hooked Up Guide Service<p style="text-align: center;"> Welcome to episode 7 of our Lake Lingo series...where we show you businesses on Richland Chambers Lake! This episode covers one of the MAIN reasons people love to come visit our lake....FISHING! We are talking with Joe Moore of Hooked Up Guide Service. Check it out below!</p><p style="text-align: center;"><br /></p><br /><p style="text-align: center;"><br /></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="404" src="https://www.youtube.com/embed/B71PFRd_QsE" width="487" youtube-src-id="B71PFRd_QsE"></iframe></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;">Want to know more? Click <a href="https://teelteam.com/" target="_blank">HERE</a> for our website!</div><p></p>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-7274206222841822572022-07-06T07:46:00.000-07:002022-07-06T07:46:24.605-07:00Lake Lingo w/The Teels- Stealth Lake Services<p> </p><p style="text-align: center;"><span style="font-family: font-normal, font-light, "Helvetica Neue", Helvetica, Verdana, Arial; font-size: 14px;">Episode 6 of our Lake Lingo series features Stealth Lake Services! Dan Calanni is well known here on Richland Chambers Lake! If you've ever wondered what services he offers...check out the video below!</span></p><p style="text-align: center;"><span style="font-family: font-normal, font-light, "Helvetica Neue", Helvetica, Verdana, Arial; font-size: 14px;"><br /></span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="402" src="https://www.youtube.com/embed/_QDvof3GL_w" width="484" youtube-src-id="_QDvof3GL_w"></iframe></div><br /><span style="font-family: font-normal, font-light, "Helvetica Neue", Helvetica, Verdana, Arial; font-size: 14px;">Want to know more? Click <a href="https://teelteam.com/" target="_blank">HERE</a> for our website?</span><p></p>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-77415086911385213312022-06-30T09:07:00.003-07:002022-06-30T09:07:47.127-07:00POKER RUN 2022<p style="text-align: center;"> <span style="background-color: white; font-family: font-normal; font-size: 14px; text-align: center;">Check out all things Poker Run down below. John and Julie Teel are chatting about this year's event. Check out our video, links and forms. Everything you might need to know!</span></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="403" src="https://www.youtube.com/embed/FZQxyyDSXD8" width="484" youtube-src-id="FZQxyyDSXD8"></iframe></div><p style="text-align: center;"><br /></p>Want to be a volunteer? <a href="https://www.signupgenius.com/go/8050D45A5A72FA13-benefit" target="_blank">Click here to sign up!</a><p></p><p style="text-align: center;"><span style="background-color: white; font-family: font-normal; font-size: 14px;">Want to become a sponsor? Check out our sponsorship levels below!</span></p><p style="text-align: center;"><span style="font-family: font-normal;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: font-normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7PwLaJMVyaQMu65g2PesgPg88g8NVfxNnUHQua0bQy-7IvzgnqOy3k-spuceIBrMWl4h1qWpz-jPZTCMiXnvISQxl_WlUH7v-VD1aPagdgfRnTZeOgyf5k3ZRFvSRDGj_5TdMKUdFJUtv3JQbQvX-wC5Zlo8maISg830Z3farPtdVweK09IkiQe6ckA/s940/Untitled%20design%20(3).png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="788" data-original-width="940" height="536" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7PwLaJMVyaQMu65g2PesgPg88g8NVfxNnUHQua0bQy-7IvzgnqOy3k-spuceIBrMWl4h1qWpz-jPZTCMiXnvISQxl_WlUH7v-VD1aPagdgfRnTZeOgyf5k3ZRFvSRDGj_5TdMKUdFJUtv3JQbQvX-wC5Zlo8maISg830Z3farPtdVweK09IkiQe6ckA/w640-h536/Untitled%20design%20(3).png" width="640" /></a></span></div><span style="font-family: font-normal;"><br /><span style="font-size: 14px;"><br /></span></span><span style="background-color: white; font-family: font-normal; font-size: 14px;">Do you have an auction item or funds to donate? Our form looks like this and your donation is tax deductible!</span><p></p><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXq8sQZD4FXE9h7bCtouumUpe8x9yIszybKu9K7v0dzKg5cslG0WbDCD2MkfVX06tV0ORiQKgCDM5bHwPOAj9MUldM_368eouZCXFB9K8bHKHCCiw7TjAeSAio07xehzW_Yezox8eGzhFsaFYcncle_DwfbGSZedDim9Z7Hnw9_IskEHnpRziZAQfrvw/s940/Untitled%20design%20(2).png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="788" data-original-width="940" height="536" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXq8sQZD4FXE9h7bCtouumUpe8x9yIszybKu9K7v0dzKg5cslG0WbDCD2MkfVX06tV0ORiQKgCDM5bHwPOAj9MUldM_368eouZCXFB9K8bHKHCCiw7TjAeSAio07xehzW_Yezox8eGzhFsaFYcncle_DwfbGSZedDim9Z7Hnw9_IskEHnpRziZAQfrvw/w640-h536/Untitled%20design%20(2).png" width="640" /></a></div><br /><p></p><ul style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); background-color: white; box-sizing: inherit; color: #1a1a1a; font-family: font-normal; font-size: 16px; line-height: 1.75; list-style-image: initial; list-style-position: inside; margin: 0px 0px 1.5em; padding: 0px;"><li style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); box-sizing: inherit; margin: 0px; padding: 0px; text-align: left;">Call 903-874-0001</li><li style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); box-sizing: inherit; margin: 0px; padding: 0px; text-align: left;">Email <a href="mailto:linda@teelteam.com" style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); background: none; border-bottom: 1px solid var(--color-theme, #03c9ff); box-sizing: inherit; text-decoration-line: none;">linda@teelteam.com</a></li><li style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); box-sizing: inherit; margin: 0px; padding: 0px; text-align: left;">Text 817-832-9317</li><li style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); box-sizing: inherit; margin: 0px; padding: 0px; text-align: left;">Visit <a href="http://www.fuelthefirefighters.com/" style="-webkit-tap-highlight-color: rgba(255, 255, 255, 0); background: none; border-bottom: 1px solid var(--color-theme, #03c9ff); box-sizing: inherit; text-decoration-line: none;">www.fuelthefirefighters.com</a></li></ul><p style="text-align: center;"><span style="background-color: white; font-family: font-normal; font-size: 14px;"><br /></span></p>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-64105157812604053082022-06-24T14:30:00.000-07:002022-06-24T14:30:17.386-07:00Lake Lingo w/The Teel Team- Richland Chambers Hardware<p> </p><p><span style="font-family: font-normal, font-light, "Helvetica Neue", Helvetica, Verdana, Arial; font-size: 14px; text-align: center;"><br /></span><span style="font-family: font-normal, font-light, "Helvetica Neue", Helvetica, Verdana, Arial; font-size: 14px; text-align: center;">Richland Chambers Lake is a rich and vibrant community...whether you live here full time or visit us part time! The Teel Team features lake business that support and bolster our community. Check out Richland Chambers Hardware in Streetman, Texas.</span></p><p></p><div style="text-align: center;"><span style="font-family: font-normal, font-light, Helvetica Neue, Helvetica, Verdana, Arial;"><span style="font-size: 14px;"><br /></span></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="365" src="https://www.youtube.com/embed/epWDBVFI0x8" width="540" youtube-src-id="epWDBVFI0x8"></iframe></div><br />Want to find out more? Visit our <a href="http://www.teelteam.com">website</a> for more information on Richland Chambers Lake or RE/MAX Lakeside Dreams!</div><p></p>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-19309994967680238892022-06-21T07:39:00.003-07:002022-06-21T07:39:53.906-07:00The Average Homeowner Gained $64K in Equity over the Past Year<p> </p><h3 class="kcm-post-minimal-title" style="background-color: white; box-sizing: border-box; color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"><img alt="The Average Homeowner Gained $64K in Equity over the Past Year | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2022/06/16163903/20220621-KCM-Share.jpg" srcset="https://files.mykcm.com/2022/06/16163903/20220621-KCM-Share.jpg 750w, https://files.mykcm.com/2022/06/16163903/20220621-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2022/06/16163903/20220621-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /></h3><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you own a home, your net worth likely just got a big boost thanks to rising home equity. <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Equity is the current value of your home minus what you owe on the loan.</strong> And today, based on recent home <a href="https://www.simplifyingthemarket.com/2022/06/16/home-price-deceleration-doesnt-mean-home-price-depreciation/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="price appreciation">price appreciation</a>, you’re building that equity far faster than you may expect – here’s how it works.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Because there’s an ongoing imbalance between the number of homes available for sale and the number of buyers looking to make a purchase, home prices are on the rise. That means your home is worth more in <a href="https://www.simplifyingthemarket.com/2022/05/31/what-does-the-rest-of-the-year-hold-for-the-housing-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="today’s market">today’s market</a> because it’s in high demand. As Patrick Dodd, President and CEO of <em style="box-sizing: border-box; outline: none !important;">CoreLogic</em>, <a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“Price growth is the key ingredient for the creation of home equity wealth. . . . This has led to the largest one-year gain in average home equity wealth for owners. . . .”</em></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Basically, because your home value has likely climbed so much, your equity has increased too. According to the latest <a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="Homeowner Equity Insights"><em style="box-sizing: border-box; outline: none !important;">Homeowner Equity Insights</em></a> from <em style="box-sizing: border-box; outline: none !important;">CoreLogic</em>, <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">the average homeowner’s equity has grown by $64,000 over the last 12 months.</strong></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">While that’s the nationwide number, if you want to know what’s happening in your area, look at the map below. It breaks down the average year-over-year equity growth for each state using the data from <em style="box-sizing: border-box; outline: none !important;">CoreLogic.</em></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><a href="https://files.mykcm.com/2022/06/16163908/20220621-MEM-Eng-1.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank"><img alt="The Average Homeowner Gained $64K in Equity over the Past Year | MyKCM" class="aligncenter wp-image-102964" height="450" src="https://files.mykcm.com/2022/06/16163908/20220621-MEM-Eng-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a></p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">The Opportunity Your Rising Home Equity Provides</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In addition to building your overall net worth, equity can also help you achieve other goals like buying your next home. When you sell your current house, the equity you built up comes back to you in the sale. In a market where homeowners are gaining so much equity, it may be just what you need to cover a large portion – if not all – of the down payment on your <a href="https://www.simplifyingthemarket.com/2022/06/07/why-the-growing-number-of-homes-for-sale-is-good-for-your-move-up/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="next home">next home</a>.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">So, if you’ve been holding off on <a href="https://www.simplifyingthemarket.com/2022/05/16/if-youre-a-homeowner-you-have-incredible-leverage-when-you-sell-today/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="selling">selling</a> or you’re worried about being priced out of your next home because of today’s ongoing home price appreciation, rest assured your equity can help fuel <a href="https://www.simplifyingthemarket.com/2022/05/27/bright-days-are-ahead-when-you-move-up-this-summer-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="your move">your move</a>.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re planning to make a move, the equity you’ve gained can make a big impact. To find out just how much equity you have in your current home and how you can use it to fuel your next purchase, let’s connect so you can get a professional equity assessment report on your house.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWianiKo0XT7S-LI4carruU0oKPPv5g8caaPkGECGxvxc89erJFp05pIl4wAp5dCgEul6nveZPL0w_OTBhi7-L2lB_pxmz_YpEmwSQORaeugzTWQhbaunxW2s0QXxEcfUHkwiWd6lJxse_udaRanBj0-r18HUqZOYrZFg0HUsN-2HV3-o5yk1WiSIYIg/s7211/John%20&%20Julie.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="7211" data-original-width="4810" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWianiKo0XT7S-LI4carruU0oKPPv5g8caaPkGECGxvxc89erJFp05pIl4wAp5dCgEul6nveZPL0w_OTBhi7-L2lB_pxmz_YpEmwSQORaeugzTWQhbaunxW2s0QXxEcfUHkwiWd6lJxse_udaRanBj0-r18HUqZOYrZFg0HUsN-2HV3-o5yk1WiSIYIg/w133-h200/John%20&%20Julie.jpg" width="133" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhs5VXanMfl2wdyU8zI0LvLTsrzLTOvGQNz3mk-flV50Bb5MedDWrTd91KZN6ms9vvcBDki3Q2W3kZ-KYsQ8LZ_f6iXQtlf_o-VvAAbZpcIX7powh5JjFyIJ_eQcy5lRneG2_DnwC0pbQWo44qSMKA_j2zA6hZo9n8f2Bz3VLuJo_WKhfJ1HQBHQnLy4w/s4120/RLSDTEELTEAM_web_logo.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1887" data-original-width="4120" height="92" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhs5VXanMfl2wdyU8zI0LvLTsrzLTOvGQNz3mk-flV50Bb5MedDWrTd91KZN6ms9vvcBDki3Q2W3kZ-KYsQ8LZ_f6iXQtlf_o-VvAAbZpcIX7powh5JjFyIJ_eQcy5lRneG2_DnwC0pbQWo44qSMKA_j2zA6hZo9n8f2Bz3VLuJo_WKhfJ1HQBHQnLy4w/w200-h92/RLSDTEELTEAM_web_logo.png" width="200" /></a></div><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-9436468116411502702022-04-06T11:12:00.002-07:002022-04-06T11:12:25.626-07:00Balancing Your Wants and Needs as a Homebuyer Today<p> </p><img alt="Balancing Your Wants and Needs as a Homebuyer Today | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2022/04/01125715/20220404-KCM-Share.jpg" srcset="https://files.mykcm.com/2022/04/01125715/20220404-KCM-Share.jpg 750w, https://files.mykcm.com/2022/04/01125715/20220404-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2022/04/01125715/20220404-KCM-Share-100x55.jpg 100w" style="background-color: white; border: 0px; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Since the <a href="https://www.simplifyingthemarket.com/2022/03/04/supply-and-demand-in-todays-market-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="number of homes">number of homes</a> for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a <a href="https://www.simplifyingthemarket.com/2022/03/16/are-you-wondering-if-this-is-the-year-to-buy-a-home/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="home">home</a> that fits your needs.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Danielle Hale, Chief Economist for <em style="box-sizing: border-box; outline: none !important;">realtor.com</em>, explains it like <a href="https://www-cnbc-com.cdn.ampproject.org/c/s/www.cnbc.com/amp/2022/02/26/what-to-do-before-you-buy-a-home.html" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="this">this</a>:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“Focus on the goal you set out for yourself, like your list of <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">must-haves and nice-to-haves and your budget,</strong> . . . Stick to that. Be persistent.”</em></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">So how do you go about creating your list of desired features? The first step is to get <a href="https://www.simplifyingthemarket.com/2022/01/24/why-pre-approval-is-key-for-homebuyers-in-2022/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="pre-approved">pre-approved</a> for your mortgage. Pre-approval helps you better understand your budget, and that plays an important role in how you’ll craft your list. After all, you don’t want to fall in love with a home that’s too far out of reach.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Once you have a good grasp of your budget, you can begin to list all the features of a home you would like. Here’s a great way to think about them before you begin:</p><ul style="box-sizing: border-box; margin: 0px 0px 1.5em 1.655em; outline: none !important; padding: 0px;"><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Must-Haves</strong> – If a house doesn’t have these features, it won’t work for you and your lifestyle (examples: distance from work or loved ones, number of bedrooms/bathrooms, etc.).</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Nice-To-Haves</strong> – These are features that you’d love to have but can live without. Nice-To-Haves aren’t dealbreakers, but if you find a home that hits all the must-haves and some of the these, it’s a contender (examples: a second home office, garage, etc.).</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Dream</strong> <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">State</strong>– This is where you can really think big. Again, these aren’t features you’ll need, but if you find a home in your budget that has all the must-haves, most of the nice-to-haves, and any of these, it’s a clear winner (examples: farmhouse sink, multiple walk-in closets, etc.).</li></ul><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Finally, once you’ve created your list and categorized it in a way that works for you, discuss it with your <a href="https://www.simplifyingthemarket.com/2022/03/01/an-expert-advisor-will-give-you-the-best-advice-in-todays-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="real estate advisor">real estate advisor</a>. They’ll be able to help you refine the list further, coach you through the best way to stick to it, and find a home in your area that meets <a href="https://www.simplifyingthemarket.com/2022/03/22/the-many-benefits-of-homeownership/?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="your needs">your needs</a>.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Crafting your home search checklist may seem like a small task, but it can save you time and money. It’s also one of the keys to being successful in today’s competitive market. Let’s connect so we can work together to find a home that fits your wants and needs.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGEaTX2dMbeq3O06zdKPCm5gpw74sytfvuMLoETXos25uUn0A-UIXtt-WqvWRveO4CtbWP5LQZ4ydOyz29yhPMvsvbnEJaP0T2fe_WxgA6a2-8rUIuwfM-c23JZtWZsF2U8FIgZPAAzpWVzXiLPitFr_802xADbHRQnI99ZEmN0Cj-SAjmHis15swFrQ/s4329/IMG_9272.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="4329" data-original-width="2886" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGEaTX2dMbeq3O06zdKPCm5gpw74sytfvuMLoETXos25uUn0A-UIXtt-WqvWRveO4CtbWP5LQZ4ydOyz29yhPMvsvbnEJaP0T2fe_WxgA6a2-8rUIuwfM-c23JZtWZsF2U8FIgZPAAzpWVzXiLPitFr_802xADbHRQnI99ZEmN0Cj-SAjmHis15swFrQ/s320/IMG_9272.jpg" width="213" /></a></div><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqMNnI_5EscJkvMG1kLIHVqom7LABh1M3CzR3YarIR-_sHgHS6iY1lexMt0-EwtD2scUvi76G7Pv4l3yeHPT_1oVI5t4QrVmYF3sQYelIEHLuT3fqHnXcCHYANpePhCvWcKTZ_96cAqcj1CMkNijquj40wiB9nM6IjOydHGI_Zc0MKPdebQ1-U4OxB5g/s4120/RLSDTEELTEAM_web_logo.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1887" data-original-width="4120" height="63" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqMNnI_5EscJkvMG1kLIHVqom7LABh1M3CzR3YarIR-_sHgHS6iY1lexMt0-EwtD2scUvi76G7Pv4l3yeHPT_1oVI5t4QrVmYF3sQYelIEHLuT3fqHnXcCHYANpePhCvWcKTZ_96cAqcj1CMkNijquj40wiB9nM6IjOydHGI_Zc0MKPdebQ1-U4OxB5g/w137-h63/RLSDTEELTEAM_web_logo.png" width="137" /></a></div><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-33379496107942831012022-02-22T07:20:00.002-08:002022-02-22T07:20:35.357-08:00The Perks of Owning a Vacation Home<p> </p><h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><br /></h3><img alt="The Perks of Owning More Than One Home | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2022/02/18112554/20220222-KCM-Share.jpg" srcset="https://files.mykcm.com/2022/02/18112554/20220222-KCM-Share.jpg 750w, https://files.mykcm.com/2022/02/18112554/20220222-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2022/02/18112554/20220222-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Many things have changed over the past couple of years, and real estate is no exception. One impact is an increased desire to own more than one home. According to the recent <a href="https://www.luxuryhomemarketing.com/assets/LMR_NorthAmerica.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Luxury Market Report"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Luxury Market Report</span></a> from <span style="box-sizing: border-box; font-style: italic; outline: none !important;">Luxury Home Marketing</span>:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“As trends such as remote working and flexi-hours took hold in 2021, so too did the flexibility of </span><span style="box-sizing: border-box; font-style: italic; outline: none !important;">relocating</span><span style="box-sizing: border-box; font-style: italic; outline: none !important;"> as well as <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">the growth of second homeownership</strong>.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">This may be because the pandemic has altered how we think about our homes. Where we live has become, more than ever, our <a href="https://www.simplifyingthemarket.com/2022/02/14/are-you-ready-to-fall-in-love-with-homeownership/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="safe space">safe space</a> and our getaway. And with the rise in <a href="https://www.simplifyingthemarket.com/2022/02/04/how-remote-work-impacts-your-home-search-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="remote work">remote work</a>, more people are reconsidering where they want to live and buying second homes to give them greater flexibility. If you fall in that category, here are just a few of the perks you’ll enjoy, and how owning a second home may be a great decision for your lifestyle and your future.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Enjoy a Change in Scenery (or Weather)</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">When you have two homes, you can alternate between them as the weather changes or as you crave different scenery. Do you want to live in an area with a particular season? Would alternating between a resort and a suburban setting be ideal? With two homes, you have those options. Being able to move between homes based on which location best suits you at the time gives you added flexibility and variety that can help increase your <a href="https://www.simplifyingthemarket.com/2022/02/01/why-a-move-could-bring-you-more-happiness-this-year/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="happiness">happiness</a>.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Build Your Wealth Faster </strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">You may have heard that <a href="https://www.simplifyingthemarket.com/2021/12/21/the-average-homeowner-gained-56700-in-equity-over-the-past-year/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="home equity">home equity</a> is skyrocketing, thanks to ongoing home <a href="https://www.simplifyingthemarket.com/2022/01/13/whats-going-to-happen-with-home-prices-this-year/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="price appreciation.">price appreciation.</a> <span style="box-sizing: border-box; font-style: italic; outline: none !important;">CoreLogic</span> <a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="reports">reports</a> that the <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">average homeowner gained $56,700 in equity over the last year.</strong> With home prices projected to continue rising, if you purchase a second home, you could benefit from rising equity on both properties to build your wealth (and your net worth) even faster.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Be Closer to Loved Ones </strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The pandemic has also reignited the importance of being near our loved ones. One option worth exploring is whether you want your second home to be near the people who matter most in your life. This makes it easier to see your loved ones but still gives you your own dedicated, private space so you can be nearby for major life events or longer visits.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Lock in Your Expenses</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Buying a second home today and locking in your mortgage rate may be a good option if you’re looking to stabilize your housing costs for the long haul. If you’re approaching retirement or are looking to use your second home as your permanent residence in the future, buying that house now with today’s rate and price may be a good <a href="https://www.simplifyingthemarket.com/2022/01/21/americans-choose-real-estate-as-the-best-investment-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="financial decision">financial decision</a>. That way, no matter what happens with <a href="https://www.simplifyingthemarket.com/2022/02/02/the-top-indicator-if-you-want-to-know-where-mortgage-rates-are-heading/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="rates">rates</a> and prices in years ahead, your monthly payment is locked in for the next 15-30 years.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Having multiple homes has considerable benefits. If owning a second home is something you’re interested in, let’s connect to explore your options, discuss the benefits, and take the next step to start your home search.</p><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgdRkJIVNvOYnI_5uJtZeu2jRAw4tMX0Rba4_SAHArb3WPkbhH4HzXHnC9DO4UGEaTy3ROvDihWFyTEk5rqZWISuJmdw1yYYrSQA092b28AWbTt0rPH-g3eJJ3x8mtdN5EG7J28zpKJ6WzJYVCOhNM1vS_UQsWDIkJruQEOTiY9BA3-orYmEofaJTGJMw=s605" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="605" data-original-width="482" height="200" src="https://blogger.googleusercontent.com/img/a/AVvXsEgdRkJIVNvOYnI_5uJtZeu2jRAw4tMX0Rba4_SAHArb3WPkbhH4HzXHnC9DO4UGEaTy3ROvDihWFyTEk5rqZWISuJmdw1yYYrSQA092b28AWbTt0rPH-g3eJJ3x8mtdN5EG7J28zpKJ6WzJYVCOhNM1vS_UQsWDIkJruQEOTiY9BA3-orYmEofaJTGJMw=w159-h200" width="159" /></a></div><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgAgLx0ogrZ9tWLAL4bfGX6WqPWfrMN2UJaYSXhFMPt8MnMm5TqGU5SnaggszmgvJ-huAi__d52I7Wr0bUEIeB1sglDg0aC9_lHDwRi1g37R0CCFDxCuDTXrSfOFQvFv-EtQhOlIePf5_dhf0wZF54PpzfkdyRj7hPdZ093GuCaD_TykHjj6btjLOn15Q=s200" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="95" data-original-width="200" height="95" src="https://blogger.googleusercontent.com/img/a/AVvXsEgAgLx0ogrZ9tWLAL4bfGX6WqPWfrMN2UJaYSXhFMPt8MnMm5TqGU5SnaggszmgvJ-huAi__d52I7Wr0bUEIeB1sglDg0aC9_lHDwRi1g37R0CCFDxCuDTXrSfOFQvFv-EtQhOlIePf5_dhf0wZF54PpzfkdyRj7hPdZ093GuCaD_TykHjj6btjLOn15Q" width="200" /></a></div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-57195723902400455032022-01-20T08:32:00.003-08:002022-01-20T08:32:23.412-08:00Buyers Want To Know: Why Is Housing Supply Still So Low?<p> </p><img alt="Buyers Want To Know: Why Is Housing Supply Still So Low? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2022/01/19111708/20220120-KCM-Share.jpg" srcset="https://files.mykcm.com/2022/01/19111708/20220120-KCM-Share.jpg 750w, https://files.mykcm.com/2022/01/19111708/20220120-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2022/01/19111708/20220120-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">One key question that’s top of mind for homebuyers this year is: <span style="box-sizing: border-box; font-style: italic; outline: none !important;">why is it so hard to find a house to buy?</span> The truth is, we’re in the ultimate sellers’ market, so real estate is <a href="https://www.simplifyingthemarket.com/2021/12/28/5-tips-for-making-your-best-offer-on-a-home/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="ultra-competitive">ultra-competitive</a>for buyers right now. The number of buyers searching for a home greatly outweighs how many homes are available for sale.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">While low inventory in the housing market isn’t new, it’s a challenge that continues to grow over time. Here’s a look at two reasons why today’s housing supply is low and what that means for you.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">1. New Home Construction Fell Behind for Several Years</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The graph below shows <a href="https://www.simplifyingthemarket.com/2021/12/08/struggling-to-find-a-home-to-buy-new-construction-may-be-an-option/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="new home construction">new home construction</a> for single-family homes over the past five decades, including the long-term average for housing units completed. Builders exceeded that average during the housing bubble (<span style="box-sizing: border-box; font-style: italic; outline: none !important;">shown in red on the graph</span>). The result was an oversupply of homes on the market, so home values declined. That was one of the factors that led to the housing crash back in 2008.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Since then, the level of new home construction has fallen off. For the last 13 straight years, builders haven’t been able to construct enough homes to meet the historical average (<span style="box-sizing: border-box; font-style: italic; outline: none !important;">as illustrated in green on the graph</span>). That underbuilding left us with a multi-year inventory deficit going into the pandemic.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><a href="https://files.mykcm.com/2022/01/19111710/20220120-MEM-Eng-1.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Buyers Want To Know: Why Is Housing Supply Still So Low? | MyKCM" class="aligncenter wp-image-100750" height="450" src="https://files.mykcm.com/2022/01/19111710/20220120-MEM-Eng-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a></p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">2. The Pandemic’s Impact on the Housing Market</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Then, when the pandemic hit, it fueled a renewed <a href="https://www.simplifyingthemarket.com/2021/11/30/home-is-where-the-heart-is-more-than-ever-this-year/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="appreciation">appreciation</a> and focus on the meaning of home. Having a safe space to live, work, school, and exercise became even more important for Americans throughout the country. So, as mortgage rates dropped to at or below 3%, buyers eagerly entered the market looking to capitalize on those low rates to secure a home that would fulfill their changing needs. At the same time, sellers hesitated to put their houses on the market as concerns about the pandemic mounted.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The result? The number of homes available for sale dropped even further. A recent article from<span style="box-sizing: border-box; font-style: italic; outline: none !important;"> realtor.com</span> <a href="https://www.realtor.com/news/trends/today-housing-market-compared-with-before-covid-19-pandemic/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="explains">explains</a>:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“<strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Last month, the number of home listings dropped 26.8% compared with the same time a year earlier.</strong></span> <span style="box-sizing: border-box; font-style: italic; outline: none !important;">This meant there were about 177,000 fewer homes listed in what’s already typically a slower month due to the holidays and colder weather. . . .”</span></p></blockquote><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">What Does All of This Mean for You?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">For a buyer, low inventory can be a challenge. You want to find the home of your dreams, and you don’t want to settle. But what if there just aren’t that many homes to choose from?</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">There is some good news. Experts are projecting more homes will soon become available thanks to sellers re-entering the market. Danielle Hale, Chief Economist at<span style="box-sizing: border-box; font-style: italic; outline: none !important;"> realtor.com, </span>shares this hope, but offers <a href="https://www.realtor.com/news/trends/today-housing-market-compared-with-before-covid-19-pandemic/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="perspective">perspective</a>:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“<strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">We expect that we’ll start to see a turnaround and inventory will stabilize and start to go up a little bit in 2022</strong>. . . . But that means we’re looking at inventory levels of roughly half of what we saw before the pandemic. <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">For buyers, the market is likely to continue to move fast. If you see a home you like, you want to jump on it right away.</strong>”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Basically, inventory is still low, even though more homes are coming. But you shouldn’t put your plans on hold because you’re waiting for those additional houses to hit the market. Instead, stick with your search and persevere through today’s low inventory. You can find your next home if you’re patient and focused.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Remember <a href="https://www.simplifyingthemarket.com/2022/01/07/how-to-hit-your-homebuying-goals-this-year-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="your goals">your goals</a> and why finding a home is so important. Those things should be the driving force behind your search. Share them with your agent and be clear about your priorities. Your trusted advisor is your greatest support as you navigate today’s low housing supply to find the home of your dreams.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"> </strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><i>If you’re planning to buy this year, the key to success will be patience given today’s low inventory. Let’s connect to discuss what’s happening in our area, what homes are available, and why it’s still worthwhile to prioritize your home search today. Call us today at (903)874-0001 or visit www.buyRClake.com</i></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhVLbz9UmM_KADbA6c0TX9veGj6z_AcretPK1LvG8rdfO7EPpWvYw0PQvl92TJNqFR6YqY8f7SZqW-y6uef9pqyw0cJYOAyvGbUuVKRypX4bH-A_ROddtpnVdsR2nS95-CAH7GwdcM7_uanf2LXYlLk6zNdSp6MLaNlu6GXv-XVI3yRrO5JaV5TC3HAzQ=s605" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="605" data-original-width="482" height="200" src="https://blogger.googleusercontent.com/img/a/AVvXsEhVLbz9UmM_KADbA6c0TX9veGj6z_AcretPK1LvG8rdfO7EPpWvYw0PQvl92TJNqFR6YqY8f7SZqW-y6uef9pqyw0cJYOAyvGbUuVKRypX4bH-A_ROddtpnVdsR2nS95-CAH7GwdcM7_uanf2LXYlLk6zNdSp6MLaNlu6GXv-XVI3yRrO5JaV5TC3HAzQ=w159-h200" width="159" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEh9kC_ZMfiTVZ45ja_-nU6Nu2Zqlq6KD1zRBjztG2Ingqv766SwpYCZpoCY1asFagqF68PMDP6EOA7l4froPWttbOiFw4D-LmB24jbdCJ5JXU4SNtXxtl4zHbgBrEFSB3oMLS31yFrVaMgZpAGJ-mTHEmvLcF30yJZwDZwmfAk_Qg2DbV2W-RxCdornXA=s200" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="95" data-original-width="200" height="59" src="https://blogger.googleusercontent.com/img/a/AVvXsEh9kC_ZMfiTVZ45ja_-nU6Nu2Zqlq6KD1zRBjztG2Ingqv766SwpYCZpoCY1asFagqF68PMDP6EOA7l4froPWttbOiFw4D-LmB24jbdCJ5JXU4SNtXxtl4zHbgBrEFSB3oMLS31yFrVaMgZpAGJ-mTHEmvLcF30yJZwDZwmfAk_Qg2DbV2W-RxCdornXA=w124-h59" width="124" /></a></div><br /><i><br /></i><p></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-77238789517639777982022-01-06T11:21:00.003-08:002022-01-06T11:21:42.165-08:00Why Waiting To Sell Your House Could Cost You a Small Fortune<p> </p><h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><img alt="Why Waiting To Sell Your House Could Cost You a Small Fortune | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2022/01/04142940/20220105-KCM-Share.jpg" srcset="https://files.mykcm.com/2022/01/04142940/20220105-KCM-Share.jpg 750w, https://files.mykcm.com/2022/01/04142940/20220105-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2022/01/04142940/20220105-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /></h3><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about <a href="https://www.fortunebuilders.com/homebuyers-guide-to-the-busy-spring-selling-season/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="40 percent">40 percent</a> of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house now rather than waiting until the spring.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">1. Buyers Are Looking Right Now, and They’re Ready To Purchase</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The <span style="box-sizing: border-box; font-style: italic; outline: none !important;">ShowingTime Showing Index</span> reports data from more than six million property showings scheduled across the country each month. In other words, it’s a gauge of how many buyers are out looking at homes at the current time.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The latest index, which covers <a href="https://www.showingtime.com/blog/november-2021-showing-index-results/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="November showings">November showings</a>, reveals that buyers are still very active in the market. Comparing this November’s numbers to previous years, this graph shows that the index is higher than last year and much higher than the three years prior to the pandemic. Clearly, there’s an influx of buyers searching for your home.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><a href="https://files.mykcm.com/2022/01/04142943/20220105-MEM-Eng-1.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Why Waiting To Sell Your House Could Cost You a Small Fortune | MyKCM" class="aligncenter wp-image-100496" height="450" src="https://files.mykcm.com/2022/01/04142943/20220105-MEM-Eng-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Also, at this time of year, only those purchasers who are serious about buying a home will be in the market. You and your loved ones won’t be inconvenienced by casual searchers. <span style="box-sizing: border-box; font-style: italic; outline: none !important;">Freddie Mac</span> addresses this in a <a href="https://myhome.freddiemac.com/blog/homeownership/20170129-pros-cons-buying-home-in-winter" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="recent blog">recent blog</a>:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“The buyers who are willing to house hunt in a winter market, when there are fewer options, are typically more serious. Plus, year-end bonuses and overtime payouts give people more purchasing power.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">And that theory is proving to be true right now based on the number of buyers who have put a home under contract to purchase. The <span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors</span> (NAR) publishes a monthly <span style="box-sizing: border-box; font-style: italic; outline: none !important;">Pending Home Sales Index</span> which measures housing contract activity. It’s based on signed real estate contracts for existing single-family homes, condos, and co-ops. The <a href="https://www.nar.realtor/newsroom/pending-home-sales-subside-2-2-in-november" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="latest index">latest index</a>shows:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“…housing demand continues to be high. . . . Homes placed on the market for sale go from ‘listed status’ to ‘under contract’ in approximately 18 days.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Comparing the index to previous Novembers, while it’s slightly below November 2020 (when sales were pushed to later in the year because of the pandemic), it’s well above the previous three years.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><a href="https://files.mykcm.com/2022/01/04142946/20220105-MEM-Eng-2.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Why Waiting To Sell Your House Could Cost You a Small Fortune | MyKCM" class="aligncenter wp-image-100497" height="450" src="https://files.mykcm.com/2022/01/04142946/20220105-MEM-Eng-2.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The takeaway for you: There are purchasers in the market, and they’re ready and willing to buy.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">2. Other Sellers Plan To List Earlier This Year</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The law of supply and demand tells us that if you want the best price possible and to negotiate your ideal contract terms, <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">put your house on the market when there’s strong demand and less competition</strong>.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">A <a href="https://news.move.com/2021-11-11-Low-Temps,-High-Expectations-Realtor-com-R-Survey-Shows-65-of-Prospective-Sellers-Plan-to-Enter-the-Market-this-Winter" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="recent study">recent study</a> by <span style="box-sizing: border-box; font-style: italic; outline: none !important;">realtor.com</span> reveals that, unlike in previous years, sellers plan to list their homes this winter instead of waiting until spring or summer. The study shows that 65% of sellers who plan to sell in 2022 have either already listed their home (19%) or are planning to put it on the market this winter.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Again, if you’re looking for the best price and the ability to best negotiate the other terms of the sale of your house, listing before this competition hits the market makes sense.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">3. Newly Constructed Homes Will Be Your Competition in the Spring</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In 2020, there were over <a href="https://www.census.gov/construction/bps/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="979,000">979,000</a> new single-family housing units authorized by building permits. Many of those homes have yet to be built because of labor shortages and supply chain bottlenecks brought on by the pandemic. They will, however, be completed in 2022. That will create additional competition when you sell your house. Beating these newly constructed homes to the market is something you should consider to ensure your house gets as much attention from interested buyers as possible.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">4. There Will Never Be a Better Time To Move-Up</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re moving into a larger, more expensive home, consider doing it now. Prices are projected to appreciate by <a href="https://www.simplifyingthemarket.com/2021/12/15/what-everyone-wants-to-know-will-home-prices-decline-in-2022/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="approximately 5%">approximately 5%</a> over the next 12 months. That means it will cost you more (both in down payment and mortgage payment) if you wait. You can also lock in your 30-year housing expense with a mortgage rate in the <a href="http://www.freddiemac.com/pmms/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="low 3’s">low 3’s</a> right now. If you’re thinking of selling in 2022, you may want to do it now instead of waiting, as mortgage rates are <a href="https://www.simplifyingthemarket.com/2021/11/03/experts-project-mortgage-rates-will-continue-to-rise-in-2022/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="forecast to rise">forecast to rise</a> throughout the year.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">5. It May Be Time for You To Make a Change</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Consider why you’re thinking of selling in the first place and determine whether it’s worth waiting. Is waiting more important than being closer to your loved ones now? Is waiting more important than your health? Is waiting more important than having the space you truly need?</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Only you know the answers to those questions. Take time to think about your goals and priorities as we move into 2022 and consider what’s most important to act on now.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><span style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;"><i>Bottom Line</i></span></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><i><b>If you’ve been debating whether or not to sell your house and are curious about market conditions in your area, let’s connect so you have expert advice on the best time to put your house on the market.</b></i></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Give us a call TODAY at (903)874-0001 or visit www.buyRClake.com to discuss listing your home.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg1eOcae996-3k-kyrnp3q7L580H4_ifi6-AhQ61_-fODmKT0OlxaPi9R9NRxwRTiAPGZZep_61NXnuhWGRsJCQ1ieDwMbbjhsuYfjJ-f29xesVlYQuKBIkHhVVclcf9IWOWwsolKcNJHEy_aLlUYOduBSD-078Rm3WRj9mqcfvR5L0RyfnOs_K9jylvw=s605" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="605" data-original-width="482" height="200" src="https://blogger.googleusercontent.com/img/a/AVvXsEg1eOcae996-3k-kyrnp3q7L580H4_ifi6-AhQ61_-fODmKT0OlxaPi9R9NRxwRTiAPGZZep_61NXnuhWGRsJCQ1ieDwMbbjhsuYfjJ-f29xesVlYQuKBIkHhVVclcf9IWOWwsolKcNJHEy_aLlUYOduBSD-078Rm3WRj9mqcfvR5L0RyfnOs_K9jylvw=w159-h200" width="159" /></a></div><br /><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhLbDbtQvMEA_lrJLVa-bQJhIvd3nzHfg2oIS362pW84CiTk103Rw-WLJ66lASRfHt3XYunj4FKVV2NnR7A5jLL_3F3KO-fC0KxYqICUE0fuk66tHkFhyVY7JWN_5n1zZVw2BKehu9PTKq2vcc692V7kOC8_3bvxezA-iWP7dC4xwTIXn5cqt6moLY_3Q=s200" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="95" data-original-width="200" height="76" src="https://blogger.googleusercontent.com/img/a/AVvXsEhLbDbtQvMEA_lrJLVa-bQJhIvd3nzHfg2oIS362pW84CiTk103Rw-WLJ66lASRfHt3XYunj4FKVV2NnR7A5jLL_3F3KO-fC0KxYqICUE0fuk66tHkFhyVY7JWN_5n1zZVw2BKehu9PTKq2vcc692V7kOC8_3bvxezA-iWP7dC4xwTIXn5cqt6moLY_3Q=w160-h76" width="160" /></a></div><br /><p></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-81814098383025483972021-12-08T06:53:00.005-08:002021-12-08T06:53:52.227-08:00Win When You Sell (And When You Move)<h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><br /></h3><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj8WDhn_OYAM5GYBZL1g4AApMahuphF_Uz_LV0FVB6yZjXuodN-Xp0pAV1EclCxb_9B3cpL_swxptX2ChupCFGEI9ncLJiAyzcZqtxP1_4Hj3iNhi60LnN_0JFkmLRtO5WpqzGLrCjhExhkOxxrKZWroivxCCnlgTvQZMxhIzX8Csoyo5707ygLxRDE3A=s317" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="159" data-original-width="317" height="322" src="https://blogger.googleusercontent.com/img/a/AVvXsEj8WDhn_OYAM5GYBZL1g4AApMahuphF_Uz_LV0FVB6yZjXuodN-Xp0pAV1EclCxb_9B3cpL_swxptX2ChupCFGEI9ncLJiAyzcZqtxP1_4Hj3iNhi60LnN_0JFkmLRtO5WpqzGLrCjhExhkOxxrKZWroivxCCnlgTvQZMxhIzX8Csoyo5707ygLxRDE3A=w640-h322" width="640" /></a></div><p><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /></p><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re trying to decide when to sell your house, there may not be a better time than this winter. <a href="https://www.simplifyingthemarket.com/2021/11/16/sellers-youll-likely-get-multiple-strong-offers-this-season/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="Selling">Selling</a> this season means you can take advantage of today’s strong <a href="https://www.simplifyingthemarket.com/2021/08/17/what-does-being-in-a-sellers-market-mean/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="sellers’ market">sellers’ market</a> when you make a move.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Win When You Sell</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Right now, conditions are very favorable for current homeowners looking for a change. If you sell now, here’s what you can expect:</p><ul style="box-sizing: border-box; margin: 0px 0px 1.5em 1.655em; outline: none !important; padding: 0px;"><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Your House Will Stand Out</strong> – While recent <a href="https://www.simplifyingthemarket.com/2021/11/18/home-sales-about-to-surge-we-may-see-a-winter-like-never-before/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="data">data</a> shows there are more sellers getting ready to list their homes this winter, there are still more buyers in the market than there are homes for sale. If you sell your house now before more houses are listed, it will get more attention from serious buyers who are eager to find a home.</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Your House Will Likely Get Multiple Offers</strong> – When supply is low and demand is high, buyers have to compete with each other for a limited number of homes. The latest <a href="https://www.nar.realtor/research-and-statistics/research-reports/realtors-confidence-index" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Realtors Confidence Index"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Realtors Confidence Index</span></a> from the <span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors</span> (NAR) shows sellers are getting an average of <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">3.6 offers </strong>in today’s market.</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Your House Should Sell Quickly</strong> – According to the same report from NAR, homes are selling in an average of just <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">18 days. </strong>As a seller, that's great news for you if you’re looking for a quick process.</li></ul><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Win When You Move</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In addition to these great perks, you’ll also win big on your next move if you sell now. <span style="box-sizing: border-box; font-style: italic; outline: none !important;">CoreLogic</span> <a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="reports">reports</a> homeowners gained an average of <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">$51,500</strong> in <a href="https://www.simplifyingthemarket.com/2021/09/30/as-home-equity-rises-so-does-your-wealth/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="equity">equity</a> over the past year. This wealth boost is the result of buyer competition driving home prices up. You can leverage that equity to fuel a move, before <a href="https://www.simplifyingthemarket.com/2021/11/08/two-graphs-that-show-why-you-shouldnt-be-upset-about-3-mortgage-rates/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="mortgage rates">mortgage rates</a> and <a href="https://www.simplifyingthemarket.com/2021/11/10/whats-happening-with-home-prices/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="home prices">home prices</a> climb higher. To get a feel for how rates are projected to rise, see the chart below.<a href="https://files.mykcm.com/2021/12/01114527/20211206-MEM-Eng-1.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Win When You Sell (And When You Move) | MyKCM" class="aligncenter wp-image-100078" height="450" src="https://files.mykcm.com/2021/12/01114527/20211206-MEM-Eng-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a>The longer you wait to make your move, the more it will <a href="https://www.simplifyingthemarket.com/2021/10/12/dont-wait-for-a-lower-mortgage-rate-it-could-cost-you/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="cost">cost</a> you down the road. As mortgage rates rise, even modestly, it will impact your monthly payment when you purchase your next home. Waiting just a few months to make that change could mean a long-term financial impact.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The good news is today’s rates are still hovering in a historically low range. <a href="https://www.fanniemae.com/newsroom/fannie-mae-news/economic-growth-again-revised-downward-due-supply-chain-and-inflation-concerns" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="According">According</a> to Doug Duncan, Senior VP and Chief Economist at <span style="box-sizing: border-box; font-style: italic; outline: none !important;">Fannie Mae</span>:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“Right now, we forecast mortgage rates to average 3.3 percent in 2022, which, though slightly higher than 2020 and 2021, <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">by historical standards remains extremely low . . .</strong>”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Selling before rates climb higher means you can make your move and lock in a low rate on the mortgage for your next home. This helps you get more home for your money and keeps your payments down too.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">As a homeowner, you have a great opportunity to get the best of both worlds this season. You can truly win when you sell and when you buy. If you’re thinking about making a move, let's connect so you have the information you need to get the process started.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Give us a call here at the office at (903)874-0001 or visit our website www.buyRCLake.com</p><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj1g3XJOUn9EFBXdTPdtfsLErVpDE3anoNH7Qu5j9FrKiM2UQZsJLhE5CN6E2NUqE_JVWfJ8QpuYSrPJF66avTBIEx-vKS_1OmvSqqwUv1kQtw0INP9AAX3kRAmvix3scQ3TbUvIiUHtnexIu4dyU9fqCoKdn7Q2Yw1sa88WkKgq_-uwY4xSRF6J3kptA=s605" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="605" data-original-width="482" height="200" src="https://blogger.googleusercontent.com/img/a/AVvXsEj1g3XJOUn9EFBXdTPdtfsLErVpDE3anoNH7Qu5j9FrKiM2UQZsJLhE5CN6E2NUqE_JVWfJ8QpuYSrPJF66avTBIEx-vKS_1OmvSqqwUv1kQtw0INP9AAX3kRAmvix3scQ3TbUvIiUHtnexIu4dyU9fqCoKdn7Q2Yw1sa88WkKgq_-uwY4xSRF6J3kptA=w159-h200" width="159" /></a><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj2mASEZ8APVUsZXkQI5-EAPbpLI3zIWC409r6zPmFYN5lnfx8WEgfNanC-sIEsogL_oeKrHDI0JKB77_pmm9fNDThzwpvlVpwzPIh7sYSENSrRubfFohdeulqevn0sku7P1RR9bUBHLrtZYLIym-5xQn28iYRZ48rcio4Ytt-BsCK7zTfU7KfDQlIo3w=s200" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="95" data-original-width="200" height="65" src="https://blogger.googleusercontent.com/img/a/AVvXsEj2mASEZ8APVUsZXkQI5-EAPbpLI3zIWC409r6zPmFYN5lnfx8WEgfNanC-sIEsogL_oeKrHDI0JKB77_pmm9fNDThzwpvlVpwzPIh7sYSENSrRubfFohdeulqevn0sku7P1RR9bUBHLrtZYLIym-5xQn28iYRZ48rcio4Ytt-BsCK7zTfU7KfDQlIo3w=w136-h65" width="136" /></a></div><br /></div><br /><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><br /></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-5299684318960835352021-11-29T09:21:00.002-08:002021-11-29T09:24:22.517-08:00Why Using a Real Estate Professional is a Gift to YOURSELF!<p> </p><img alt="Reasons To Hire a Real Estate Professional [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1941" loading="lazy" sizes="(max-width: 1046px) 100vw, 1046px" src="https://files.mykcm.com/2021/11/23100643/20211126-MEM-1046x1941.png" srcset="https://files.mykcm.com/2021/11/23100643/20211126-MEM-1046x1941.png 1046w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-323x600.png 323w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-552x1024.png 552w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-768x1425.png 768w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-828x1536.png 828w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-1104x2048.png 1104w, https://files.mykcm.com/2021/11/23100643/20211126-MEM-100x186.png 100w, https://files.mykcm.com/2021/11/23100643/20211126-MEM.png 1300w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="1046" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Some Highlights</strong></h3><ul style="box-sizing: border-box; margin: 0px 0px 1.5em 1.655em; outline: none !important; padding: 0px;"><li style="box-sizing: border-box; outline: none !important;">Whether you’re <a href="https://www.simplifyingthemarket.com/2021/10/15/homebuyer-tips-for-finding-the-one-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="buying">buying</a> or <a href="https://www.simplifyingthemarket.com/2021/11/16/sellers-youll-likely-get-multiple-strong-offers-this-season/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="selling">selling</a>, there are many perks that come from working with a real estate advisor.</li><li style="box-sizing: border-box; outline: none !important;">Real estate professionals are <a href="https://www.simplifyingthemarket.com/2021/06/14/the-right-expert-will-guide-you-through-this-unprecedented-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="experts">experts</a> at navigating all aspects of the buying and selling process, including negotiating on your behalf. We can also explain today’s market and break down what it means for you.</li><li style="box-sizing: border-box; outline: none !important;">Don’t go at it alone. Let’s connect today so you have advice and an expert to count on each step of the way.</li></ul></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-54291810692071557522021-11-16T07:59:00.000-08:002021-11-16T07:59:48.453-08:00The Holiday Season...to sell or not to sell??? (hint...the answer is YES!)<p> </p><img alt="Sellers: You’ll Likely Get Multiple Strong Offers This Season | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2021/11/10110426/20211116-KCM-Share.jpg" srcset="https://files.mykcm.com/2021/11/10110426/20211116-KCM-Share.jpg 750w, https://files.mykcm.com/2021/11/10110426/20211116-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/11/10110426/20211116-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Are you thinking about <a href="https://www.simplifyingthemarket.com/2021/11/05/numbers-dont-lie-its-still-a-great-time-to-sell-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="selling">selling</a> your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they <span style="box-sizing: border-box; font-style: italic; outline: none !important;">really</span> want <a href="https://www.simplifyingthemarket.com/2021/10/28/does-your-house-have-what-buyers-want/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="your house">your house</a>. Here’s why selling this winter is a win for you.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Today’s buyers are still dealing with a limited number of homes for sale. Thanks to continued <a href="https://www.simplifyingthemarket.com/2021/10/27/housing-challenge-or-housing-opportunity-it-depends/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="low inventory">low inventory</a>, those buyers are competing with one another for their dream home. And when that happens, if your house is one of the few on the market, it will rise to the top of the pool – and it will be worth it.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">According to the latest data from the <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-09-realtors-confidence-index-10-21-2021.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="National Association of Realtors"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors</span></a> (NAR), the average seller received 3.7 offers on their house in September. For a view into what’s happening at the state level, take a look at the map below:<a href="https://files.mykcm.com/2021/11/15102757/20211115-MEM-Eng-1-1.png" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Sellers: You’ll Likely Get Multiple Strong Offers This Season | MyKCM" class="aligncenter wp-image-99933" height="450" src="https://files.mykcm.com/2021/11/15102757/20211115-MEM-Eng-1-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a>Nationwide, the average seller today is getting nearly four offers. That number is significant because it means you’ll likely have multiple offers to pick from if you sell your house this season. To put things into perspective, no matter where your state falls, <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">remember that you really only need one good offer to close the deal</strong>.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Any offer you receive will likely be from a highly motivated buyer who’s doing everything they can to beat the <a href="https://www.simplifyingthemarket.com/2021/10/08/whats-causing-todays-competitive-real-estate-market-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="competition">competition</a>. The stakes for buyers are high. They’ve been looking for a house and they want to lock in their dream home before <a href="https://www.simplifyingthemarket.com/2021/10/19/what-does-the-future-hold-for-home-prices/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="prices">prices</a> and <a href="https://www.simplifyingthemarket.com/2021/11/03/experts-project-mortgage-rates-will-continue-to-rise-in-2022/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="mortgage rates">mortgage rates</a> rise further next year. Chances are, they’ll get creative with the terms of their offer, which could include waiving contingencies and offering over the asking price – both of which are great news for <a href="https://www.simplifyingthemarket.com/2021/11/02/sellers-have-incredible-leverage-in-todays-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="you">you</a>.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re on the fence about when to sell, remember your house is a hot commodity this season. As other sellers take a break for the holidays with plans to re-list their homes in the new year, you can put your house in front of motivated buyers by making your move today. That means your house will be the <a href="https://www.simplifyingthemarket.com/2021/10/18/sellers-your-house-could-be-an-oasis-for-buyers-seeking-more-options/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="center of attention">center of attention</a>, and likely the center of a bidding war too.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Selling now gives you even more opportunity to win big as buyers compete for your house in today’s market.</p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-34365427337258318282021-11-10T07:52:00.001-08:002021-11-10T07:52:37.898-08:00 How Sellers Win When Housing Inventory Is Low<p> </p><h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;">How Sellers Win When Housing Inventory Is Low</h3><img alt="How Sellers Win When Housing Inventory Is Low | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2021/11/05124804/20211109-KCM-Share.jpg" srcset="https://files.mykcm.com/2021/11/05124804/20211109-KCM-Share.jpg 750w, https://files.mykcm.com/2021/11/05124804/20211109-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/11/05124804/20211109-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In today’s housing market, the number of homes for sale is <a href="https://www.simplifyingthemarket.com/2021/10/06/what-do-supply-and-demand-tell-us-about-todays-housing-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="much lower">much lower</a> than the strong buyer demand. As a result, homeowners ready to sell have a significant <a href="https://www.simplifyingthemarket.com/2021/11/02/sellers-have-incredible-leverage-in-todays-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="advantage">advantage</a>. Here are three ways today’s <a href="https://www.simplifyingthemarket.com/2021/10/27/housing-challenge-or-housing-opportunity-it-depends/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="low inventory">low inventory</a> will set you up for a win when you sell this season.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">1. Higher Prices</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">With so many more buyers in the market than homes available for sale, homebuyers are frequently getting into bidding wars for the houses they want to purchase. According to the latest data from the <span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors </span>(NAR), homes are receiving an average of <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-09-realtors-confidence-index-10-21-2021.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="3.7 offers">3.7 offers</a> in today’s market. This buyer competition drives <a href="https://www.simplifyingthemarket.com/2021/10/19/what-does-the-future-hold-for-home-prices/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="home prices">home prices</a> up. As a seller, this certainly works to your advantage, potentially netting you more for your house when you close the deal.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">2. Greater Return on Your Investment</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Rising prices mean homes are also gaining value, which increases the equity you have in your home. In the latest <a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Homeowner Equity Insights Report"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Homeowner Equity Insights Report</span></a>, <span style="box-sizing: border-box; font-style: italic; outline: none !important;">CoreLogic</span> explains:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“In the second quarter of 2021, the average homeowner gained approximately <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">$51,500 in equity during the past year</strong>.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">This year-over-year growth in <a href="https://www.simplifyingthemarket.com/2021/10/22/your-home-equity-is-growing-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="equity">equity</a> gives you the ability to sell your house and then put that money toward a down payment on your next home, or to keep it as extra savings.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">3. Better Terms</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In a <a href="https://www.simplifyingthemarket.com/2021/08/17/what-does-being-in-a-sellers-market-mean/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="sellers’ market">sellers’ market</a> like we have today, you’re in the driver’s seat if you make a move. You have the power to sell on your terms, and <a href="https://www.myckm.com/2021/10/18/sellers-your-house-could-be-an-oasis-for-buyers-seeking-more-options/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="buyers">buyers</a> are more likely to work with you if it means they can finally land their dream home.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">So, is low housing inventory a big deal?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Yes, especially if you want to sell on your terms.</strong> <a href="https://www.simplifyingthemarket.com/2021/10/20/looking-to-move-it-could-be-time-to-build-your-dream-home/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="Moving">Moving</a> now while inventory is so low is key to maximizing your opportunities.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re interested in taking advantage of the current sellers’ market, let’s connect today to determine your best move.</p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com1tag:blogger.com,1999:blog-2061645367321151614.post-45947397501214203882021-10-25T12:20:00.001-07:002021-10-25T12:20:26.937-07:00FSBO...The cold hard truth<p> </p><h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;">Don’t Tackle Selling Your Home on Your Own – an Agent Can Help</h3><img alt="Don’t Tackle Selling Your Home on Your Own - an Agent Can Help | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2021/09/28104503/20210929-KCM-Share.jpg" srcset="https://files.mykcm.com/2021/09/28104503/20210929-KCM-Share.jpg 750w, https://files.mykcm.com/2021/09/28104503/20210929-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/09/28104503/20210929-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a <a href="https://www.simplifyingthemarket.com/2021/08/17/what-does-being-in-a-sellers-market-mean/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="sellers’ market">sellers’ market</a> like today’s, it can be tempting to list your house <a href="https://www.simplifyingthemarket.com/2021/04/06/dont-sell-on-your-own-just-because-its-a-sellers-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="on your own">on your own</a> – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you <a href="https://www.simplifyingthemarket.com/2021/05/14/when-it-comes-to-selling-a-house-your-time-is-money-infographic?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="time and money">time and money</a> by managing every step of the process, from pricing your home to reviewing documents and handling negotiations.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">1. First impressions are everything – and an agent knows how to make a great one.</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><a href="https://www.simplifyingthemarket.com/2021/08/27/your-checklist-to-get-ready-to-sell-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="Prepping a house">Prepping a house</a> for sale requires a significant amount of time and effort, even though it may seem simple at first glance. Doing it <span style="box-sizing: border-box; font-style: italic; outline: none !important;">right </span>so it stands out takes expertise and an understanding of what buyers are looking for. An agent considers things like:</p><ul style="box-sizing: border-box; margin: 0px 0px 1.5em 1.655em; outline: none !important; padding: 0px;"><li style="box-sizing: border-box; outline: none !important;">Should you take down any personal art or pictures?</li><li style="box-sizing: border-box; outline: none !important;">How much landscaping should you invest in to boost your house’s curb appeal?</li><li style="box-sizing: border-box; outline: none !important;">What wall colors are most appealing to buyers?</li></ul><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">An expert real estate advisor relies on their experience to answer these questions and more so you don’t invest in the wrong things<strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">. Your time and money are important – you shouldn’t waste either.</strong></p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">2. Agents have tools to maximize the number of views your home gets.</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Put plainly, the more buyers that view your house, the better your return will be. In our current market, homes are receiving 3.8 offers on average per sale, according to <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-08-realtors-conference-index-09-22-2021_0.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="recent data">recent data</a>from the <span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors</span> (NAR). While that’s promising for the sale of your home, it’s important to understand your agent’s role in bringing buyers in.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Agents have multiple tools at their disposal – from social media to agency resources – to ensure your home is viewed by more prospective buyers. Leveraging the tools available to your agent and your agent’s expertise may help boost your sale price as well.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">3. An agent won’t miss anything in the fine print.</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Your agent can also save you time by taking any guesswork out of <a href="https://www.simplifyingthemarket.com/2021/06/14/the-right-expert-will-guide-you-through-this-unprecedented-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="navigating">navigating</a> the required documentation. Today, more disclosures and regulations are mandatory, meaning the number of legal documents you need to juggle is growing.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Because there’s so much to take care of, it can be hard to truly understand all of the requirements and the fine print. That’s where an expert advisor can truly shine. They’ve been through the process before and can be your guide to avoid any costly missteps.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">4. Expert advisors know the market and how to price your home.</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Another way your agent maximizes the sale of your home is by making sure it’s <a href="https://www.simplifyingthemarket.com/2021/09/03/your-agent-is-key-when-pricing-your-house-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="priced right">priced right</a>. Real estate professionals have the experience to compare your house to recently sold homes in your area. They also understand the market at large and can factor in any upgrades you’ve completed to your home. Combining these factors is the key to making sure your home is priced to move quickly – <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">and at a competitive price.</strong></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">When you FSBO, you’re operating without this expertise. Even with your own research, you may not find the most up-to-date information and could risk setting a price that’s inaccurate or unrealistic. If you price your house too high, you could turn buyers away before they’re even in the front door. This could also cause problems when it’s time for the <a href="https://www.simplifyingthemarket.com/2021/08/31/what-buyers-and-sellers-need-to-know-about-the-appraisal-gap/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="appraisal">appraisal</a>.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">5. Your agent will be an expert negotiator. </strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In addition to their experience navigating sales, real estate professionals understand how to negotiate every aspect of a deal. They also know all the parties that will be involved with the sale, including:</p><ul style="box-sizing: border-box; margin: 0px 0px 1.5em 1.655em; outline: none !important; padding: 0px;"><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">The buyer</strong>, who wants the best deal possible.</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">The buyer’s agent</strong>, who will use their expertise to advocate for the buyer.</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">The inspection company</strong>, which works for the buyer and will almost always find concerns with the house.</li><li style="box-sizing: border-box; outline: none !important;"><strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">The appraiser</strong>, who assesses the property’s value to protect the lender.</li></ul><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">An agent relies on their experience and training to make the right moves during the negotiation. They’ll know what levers to pull, how to address each individual’s concerns, and when you may want to get a second opinion. <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Selling your house as a FSBO means you’ll need to be prepared to have these conversations on your own.</strong></p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Selling a house takes time, effort, and expertise – don't go at it alone. Let’s connect to make sure you have an expert on your side to make the most of your sale</p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-3640410866927998792021-10-25T11:46:00.001-07:002021-10-25T11:46:11.874-07:00Appraisals and Inspections...unravel the mystery<h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;">Knowledge Is Power When It Comes to Appraisals and Inspections</h3><p><img alt="Knowledge Is Power When It Comes to Appraisals and Inspections | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2021/10/15103731/20211025-KCM-Share.jpg" srcset="https://files.mykcm.com/2021/10/15103731/20211025-KCM-Share.jpg 750w, https://files.mykcm.com/2021/10/15103731/20211025-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/10/15103731/20211025-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /></p><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and <a href="https://www.simplifyingthemarket.com/2021/10/06/what-do-supply-and-demand-tell-us-about-todays-housing-market/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="low housing supply">low housing supply</a> are driving intense competition and leading some buyers to consider waiving those contingencies to stand out in the crowded market.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">But is that the best move? Buying a home is one of the most <a href="https://www.simplifyingthemarket.com/2021/09/30/as-home-equity-rises-so-does-your-wealth/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="important">important</a> transactions in your lifetime, and <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">it’s critical to keep your best interests in mind. </strong>Here’s a breakdown of what to expect from the appraisal and the inspection, and why each one can potentially save you a lot of time, money, and headaches down the road.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Home Appraisal</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The home <a href="https://www.simplifyingthemarket.com/2021/07/23/pop-quiz-can-you-define-these-key-terms-in-todays-housing-market-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="appraisal">appraisal</a> is a critical step for securing a mortgage on your home. As <a href="https://www.homelight.com/blog/what-to-expect-from-a-home-appraisal/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Home Light"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Home Light</span></a> explains:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“. . . lenders typically require an appraisal to ensure that your loan-to-value ratio falls within their underwriting guidelines. Mortgages are secured loans where the lender uses your home as collateral in case you default on the agreed-upon payments.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Put simply: when you apply for a mortgage, an unbiased appraisal – typically required by your lender – is the best way to verify the value of the home. That appraisal ensures the lender doesn’t loan you more than what the home is worth.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">When buyers are competing like they are today, bidding wars and market conditions can push prices up. A buyer’s contract price may end up higher than the value of the home – this is known as an <a href="https://www.simplifyingthemarket.com/2021/08/31/what-buyers-and-sellers-need-to-know-about-the-appraisal-gap?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="appraisal gap">appraisal gap</a>. In today’s market, <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">it’s common for the seller to ask the buyer to make up the difference when an appraisal gap occurs.</strong> That means, as a buyer, you may need to be prepared to bring extra money to the table if you really want the home.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Home Inspection</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Like the appraisal, the <a href="https://www.simplifyingthemarket.com/2019/10/01/what-to-expect-from-your-home-inspection-2/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="inspection">inspection</a> is important because it gives an impartial evaluation of the home. While the appraisal determines the current <span style="box-sizing: border-box; font-style: italic; outline: none !important;">value</span> of the home, the inspection determines the current <span style="box-sizing: border-box; font-style: italic; outline: none !important;">condition</span> of the home. As the <a href="https://www.homeinspector.org/Newsroom/Articles/Waiving-A-Home-Inspection-Good-Idea-or-Bad-Idea/15698/Article" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="American Society of Home Inspectors"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">American Society of Home Inspectors</span></a> puts it:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">“Home inspections are the opportunity to discover major defects that were not apparent at a buyer’s showing. . . . <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">Your home inspection is to help you make an informed decision about the house, including its condition.”</strong></span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If there are any concerns during the inspection – an aging roof, a malfunctioning HVAC system, or any other questionable items – you have the option to discuss and negotiate any potential issues with the seller. Your real estate advisor can help you navigate this process and negotiate what, if any, repairs need to be made before the sale is finalized.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Keep in mind – home inspections are critical because they can shed light on challenges you may face as the new homeowner.<strong style="box-sizing: border-box; font-size: 1em; outline: none !important;"> Without an inspection, serious, sometimes costly issues could come as a surprise later on.</strong></p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Both the appraisal and the inspection are important steps in the homebuying process. They protect your best interests as a buyer by providing unbiased information about the home’s value and condition. Let’s connect so you have an expert guiding you throughout the entire process.</p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-34832031763700024362021-09-24T14:18:00.004-07:002021-09-24T14:19:43.740-07:00Local fare...The Pelican Bar & Grill<p></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><h1><span style="font-family: verdana; font-size: x-large;"><u>Pelican Bar & Grill</u></span></h1></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: x-large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTabauAszzMozfonoMokRrfECkeqrV6QnpUBdqiFWVO2wkdFe2MB6DmYSL30Qlv2xrkJK-mv0JtmopbLWbpXUBBQy5N2xzx4WClbF0GTWvbcTmCwSqjNjm0qtxDWmzL4J0xtRsceVnbmMz/s2048/IMG_4850.HEIC" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgTabauAszzMozfonoMokRrfECkeqrV6QnpUBdqiFWVO2wkdFe2MB6DmYSL30Qlv2xrkJK-mv0JtmopbLWbpXUBBQy5N2xzx4WClbF0GTWvbcTmCwSqjNjm0qtxDWmzL4J0xtRsceVnbmMz/w480-h640/IMG_4850.HEIC" width="480" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span><div class="separator" style="clear: both; font-size: xx-large; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIPLrnFf3eKq3YwZnLAeGyAblHQMBveHoUh-I1OQc7-XlySD6b1RatkfiRV3iOaikBFLLprkQvpmSAxGk9E6KoUFoGtIYinAspcNDpGDJTkE2sQm7_40lxvQDDU8S8BopqkDToZLsjmm_o/s2048/IMG_4849.HEIC" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIPLrnFf3eKq3YwZnLAeGyAblHQMBveHoUh-I1OQc7-XlySD6b1RatkfiRV3iOaikBFLLprkQvpmSAxGk9E6KoUFoGtIYinAspcNDpGDJTkE2sQm7_40lxvQDDU8S8BopqkDToZLsjmm_o/s320/IMG_4849.HEIC" width="240" /></a></div><br /><span style="font-size: large;">Set to the side of Hwy 287 before crossing the bridge, you'll find the Pelican Bar & Grill. Seasonally open to serve locals residents and lake visitors alike, this casual outdoor eatery serves up a selection of hot & made to order grill food with friendly service in a great fun filled location. </span></span></div></div><br /><div class="separator" style="clear: both; text-align: right;"><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5QxP3maiTQ7sRbfYK1v-KG6dnAbs3vNogfYJtqsK1BFKbHHE5L8SHD9K-Newy12VJZCp8Rp5WD-0_2fzsS1uIxb7h52Age2UkySgCI4fJMr5lOV-nIx1fAVJO1QViDLKEAocw4j-fK8l9/s2048/IMG_4847.HEIC" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5QxP3maiTQ7sRbfYK1v-KG6dnAbs3vNogfYJtqsK1BFKbHHE5L8SHD9K-Newy12VJZCp8Rp5WD-0_2fzsS1uIxb7h52Age2UkySgCI4fJMr5lOV-nIx1fAVJO1QViDLKEAocw4j-fK8l9/s320/IMG_4847.HEIC" width="240" /></a></div><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkE5jjCRyD_Ak19-OSbkovVo_qKYSOu0cw_WNr3aE8m79JgV6_5_NjIQxRECw6wNoKoi2QlbLepmru_MKBuOk2RJO9oqF6E_JOBcljFRsIEbNYBVYNRycF8q9IEi9NVMdSeBNt2Q1T9zRY/s2048/IMG_4848.HEIC" style="margin-left: 1em; margin-right: 1em;"><br /></a></div><span style="font-size: large;">Lots of open air tables provide comfy seating as you dine, as well as a sizable bar area. The venue hosts a stage area for local musicians and is well lit with festive lighting for evenings. Large air moving units keep a great breeze going during your meal and a walk-in sand pit area, complete with a boat, tractor and sideline seating is the perfect place to entertain the kids!</span><br /><div><span style="font-size: large;"><br /></span></div><div><br /></div><div><br /></div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-2cYQEL_4kSKybChfpaoZ326_nDpmDxeWInKrsy6H_mL4igXBCsiAYfZIyOjELi_KkE_u5HqDZBEbSSiryR1VYI0zs0eI6vFjs8O5pCsv8eQXtMSdHjHcn-hBIif5U-MZ3KsnQUZAe8us/s2048/IMG_4852.HEIC" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-2cYQEL_4kSKybChfpaoZ326_nDpmDxeWInKrsy6H_mL4igXBCsiAYfZIyOjELi_KkE_u5HqDZBEbSSiryR1VYI0zs0eI6vFjs8O5pCsv8eQXtMSdHjHcn-hBIif5U-MZ3KsnQUZAe8us/s320/IMG_4852.HEIC" width="240" /></a></div><br /><div><br /></div><div><span style="font-size: large;">You will find an excellent selection of grill style food sure to please every hungry person in your party as well as a selection of drinks! Personally recommended is the taco plate which you can choose from chicken, beef or shrimp.<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlbPT2e9lUIOn3rEdTHZJWssEzbinfpXPbwqrD699FoRAjEzf73ROsKUYGP77E9C-Wfkj-rf9N9yYzYiizTDX5joVlsW7PSop_Bj4IpRSo3VpF_gfB8Bysv2ymMI3vy8rFplG2jOQAx9f6/s2048/IMG_4851.HEIC" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlbPT2e9lUIOn3rEdTHZJWssEzbinfpXPbwqrD699FoRAjEzf73ROsKUYGP77E9C-Wfkj-rf9N9yYzYiizTDX5joVlsW7PSop_Bj4IpRSo3VpF_gfB8Bysv2ymMI3vy8rFplG2jOQAx9f6/s320/IMG_4851.HEIC" width="240" /></a></div><br /></span></div><div><span style="font-size: large;">Each taco comes with fresh made jalapeño ranch dressing, which is much loved and requested by those who frequent The Pelican. Our staff are frequent diners and we are happy to patron and support this local restaurant. They are currently open for lunch and dinner. You can visit their <a href="https://www.facebook.com/Pelican-Grill-326917347772727" target="_blank">Facebook page</a> for more details on the menu and seasonal hours. Hope to see you there...living the lakeside dream!</span></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-73467652454883234092021-09-22T14:53:00.001-07:002021-09-22T14:53:32.371-07:00No Ifs, Ands or Putts About It!<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3kTW5x6BJ1IdNouMiQ9rAo5k19ZYKrAXHWm1NIuYzsa_9yjScOufEBSSKh4X4cqy6SZpomUJ4eIKlaxjcMFNaKBu0pP-c_M5rSfqGRckSrNOUHhBA_TJo0Va01cbiAl5QGR0e1f2N7a45/s2048/robert-ruggiero-U5HMj5J6Opg-unsplash.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1322" data-original-width="2048" height="207" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3kTW5x6BJ1IdNouMiQ9rAo5k19ZYKrAXHWm1NIuYzsa_9yjScOufEBSSKh4X4cqy6SZpomUJ4eIKlaxjcMFNaKBu0pP-c_M5rSfqGRckSrNOUHhBA_TJo0Va01cbiAl5QGR0e1f2N7a45/s320/robert-ruggiero-U5HMj5J6Opg-unsplash.jpg" width="320" /></a></div><div style="text-align: center;"><span style="font-size: xx-small;">Photo by <a href="https://unsplash.com/@robert2301?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Robert Ruggiero</a> on <a href="https://unsplash.com/s/photos/golf?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Unsplash</a></span></div><p></p><div style="text-align: center;"><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;">You are living out your lakeside dreams here at Richland Chambers aren’t you? The water is fantastic, the fish are biting and your boat has never been happier! So, what’s missing? If you love to hit a few balls now and again, then you might be worried you’ve had to give up your golf in exchange for your new lake life. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;">While we may not have a golf course here on the lake proper, we have compiled a list of golf courses within an of the lake (more or less depending on what part of the lake you live on.) So, don’t despair! You can pull out your clubs, dust off those golfing shoes and get ready for some un-fore-gettable day golfing trips. And after you’re all tee-d out, you can spend your evenings back here on the lake, looking at your own little slice of heaven! We would love to hear back from you if you've played any of the courses we have have listed. Links are listed down below!<o:p></o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi2theOJOktwDu-1MBbbdi7Ub8YvYuHj_Hx57OuyBXc7VNmT9D9Yup4AGEQLqqMActEK6AQXINsl6Io-XSVECU0vD7F7Xw70GaQEGzv-XMNyJDk9EEvCUCCXNegAoewXAQ9E_dtj5OpMNr9/s1650/Golf+Courses2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1275" data-original-width="1650" height="440" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi2theOJOktwDu-1MBbbdi7Ub8YvYuHj_Hx57OuyBXc7VNmT9D9Yup4AGEQLqqMActEK6AQXINsl6Io-XSVECU0vD7F7Xw70GaQEGzv-XMNyJDk9EEvCUCCXNegAoewXAQ9E_dtj5OpMNr9/w571-h440/Golf+Courses2.jpg" width="571" /></a></div><p></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt; text-align: start;"></p><ul style="text-align: left;"><li><a href="http://corsicanacc.com" target="_blank"><span style="font-family: arial;">Corsicana Country Club</span></a></li><li><a href="http://playtheoakstx.com" target="_blank"><span style="font-family: arial;">The Oaks Golf Course</span></a></li><li><a href="https://www.kingscreekgolfclub.net" target="_blank"><span style="font-family: arial;">Kings Creek Golf Course</span></a></li><li><a href="https://indianoaksgolfandtreefarm.com" target="_blank"><span style="font-family: arial;">Indian Oaks Golf Course</span></a></li><li><a href="https://pinnaclegolfclub.com" target="_blank"><span style="font-family: arial;">Pinnacle Golf & Boat Club</span></a></li><li><a href="https://cedarcreekcountryclub.com/home" target="_blank"><span style="font-family: arial;">Cedar Creek Country Club</span></a></li><li><a href="https://athenscountryclub.org" target="_blank"><span style="font-family: arial;">Athens Country Club</span></a></li><li><a href="https://www.pinedunes.com" target="_blank"><span style="font-family: arial;">Pine Dunes Golf Course</span></a></li><li><a href="https://www.facebook.com/wildcatgolfcourse2014/timeline" target="_blank"><span style="font-family: arial;">Wildcat Golf Course</span></a></li><li><a href="https://www.oldbrickyardgolf.com" target="_blank"><span style="font-family: arial;">The Old Brickyard Golf Club</span></a></li><li><a href="https://waxahachiegolfclub.com" target="_blank"><span style="font-family: arial;">Waxahachie Country Club</span></a></li><li><a href="http://www.tricountygolfclubatthevineyards.com" target="_blank"><span style="font-family: arial;">Tri-County Golf Club</span></a></li></ul><p></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-61518852907392934912021-09-22T14:45:00.000-07:002021-10-08T13:25:17.029-07:00First time buyer...20% down? Myth or Truth?<h3 class="kcm-post-minimal-title" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-align: center; text-rendering: optimizeLegibility;">Is a 20% Down Payment Really Necessary To Purchase a Home?</h3><p><img alt="Is a 20% Down Payment Really Necessary To Purchase a Home? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" loading="lazy" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2021/09/17143501/20210922-KCM-Share.jpg" srcset="https://files.mykcm.com/2021/09/17143501/20210922-KCM-Share.jpg 750w, https://files.mykcm.com/2021/09/17143501/20210922-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/09/17143501/20210922-KCM-Share-100x55.jpg 100w" style="border: 0px; box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /></p><div class="kcm-post-minimal-content" style="box-sizing: border-box; caret-color: rgb(102, 102, 102); color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">There’s a common misconception that, as a <a href="https://www.simplifyingthemarket.com/2021/09/10/fact-or-fiction-homebuyer-edition-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="homebuyer">homebuyer</a>, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by <a href="https://www.lendingtree.com/home/mortgage/homeownership-renting-survey/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Lending Tree"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Lending Tree</span></a> asks what is keeping consumers from purchasing a home. <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">For over half of those surveyed, the ability to afford a down payment is the biggest hurdle.</strong></p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">That may be because those individuals assume a 20% down payment is necessary. While putting more money down if you’re able can <a href="https://www.simplifyingthemarket.com/2021/03/01/what-are-the-benefits-of-a-20-down-payment/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="benefit">benefit</a> buyers, putting 20% down is not mandatory. As <a href="https://sf.freddiemac.com/articles/insights/down-payments-helping-future-borrowers-bridge-the-awareness-gap" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Freddie Mac"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Freddie Mac</span></a> puts it:</p><blockquote style="border-bottom-style: none; border-left-color: rgb(229, 229, 229) !important; border-left-style: solid !important; border-left-width: 1px !important; border-right-style: none; border-top-style: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">“<span style="box-sizing: border-box; font-style: italic; outline: none !important;">The most damaging down payment myth—since it stops the homebuying process before it can start—<strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">is the belief that 20% is necessary</strong>.”</span></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If saving that much money sounds overwhelming, you might be ready to give up on the dream of homeownership before you even begin – but you don’t have to. According to the <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Profile of Home Buyers and Sellers"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Profile of Home Buyers and Sellers</span></a> from the <span style="box-sizing: border-box; font-style: italic; outline: none !important;">National Association of Realtors</span> (NAR), the median down payment hasn’t been over 20% since 2005. <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">It may sound surprising, but today’s average down payment is only 12%.</strong> That number is even lower for <a href="https://www.simplifyingthemarket.com/2021/08/20/options-for-first-time-homebuyers-infographic/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="first-time homebuyers">first-time homebuyers</a>, whose average down payment is only 7%.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Based on the <a href="https://www.nar.realtor/sites/default/files/documents/2021-home-buyers-and-sellers-generational-trends-03-16-2021.pdf" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="Home Buyers and Sellers Generational Trends Report"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">Home Buyers and Sellers Generational Trends Report</span></a> from NAR, the graph below shows an even closer look at the down payment percentage various age groups pay:<a href="https://files.simplifyingthemarket.com/2021/09/17143504/20210922-MEM-Eng-1.png?a=779096-7c06dd528cd5070d2c1e3645008952e7" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank"><img alt="Is a 20% Down Payment Really Necessary To Purchase a Home? | MyKCM" class="aligncenter wp-image-99349" height="450" src="https://files.mykcm.com/2021/09/17143504/20210922-MEM-Eng-1.png" style="border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px auto 1.5em; max-width: 700px; outline: none !important; vertical-align: middle; width: 700px;" width="600" /></a>As the graph shows, the only groups who put 20% or more down on average are older homebuyers who likely can use the sale of an existing home to fuel a larger down payment on their next home.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">What does this mean for you?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If you’re a prospective homebuyer, it’s important to know you don’t have to put the full 20% down. And while <a href="https://www.simplifyingthemarket.com/2021/04/19/how-much-time-do-you-need-to-save-for-a-down-payment/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="saving">saving</a> for any down payment amount may feel like a challenge, keep in mind there are programs for qualified buyers that allow them to purchase a home with a down payment as low as 3.5%. There are also options like VA loans and USDA loans with no down payment requirements for qualified applicants.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">To understand your options, you do need to do your homework. If you’re interested in learning more about <a href="https://www.simplifyingthemarket.com/2020/10/27/how-down-payment-assistance-opens-the-door-to-homeownership/?a=779096-7c06dd528cd5070d2c1e3645008952e7" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" title="down payment assistance">down payment assistance</a> programs, information is available through sites like <a href="https://downpaymentresource.com/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration: none;" target="_blank" title="downpaymentresource.com"><span style="box-sizing: border-box; font-style: italic; outline: none !important;">downpaymentresource.com</span></a><span style="box-sizing: border-box; font-style: italic; outline: none !important;">.</span> Be sure to also work with a real estate advisor from the start to learn what you may qualify for in the homebuying process.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizeLegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Don’t let the myth of the 20% down payment halt your homebuying process before it begins. If you want to purchase a home this year, let’s connect to start the conversation and explore your options.</p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-13728897726030499562021-09-16T10:08:00.001-07:002021-09-22T07:38:16.484-07:00Sip, Savor, Repeat.<p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigiqJCenL1jVdDYFeQjytzbwuYVb15jbdMBwg6ZLxg5hNqwkg281mZI8LtBAgdK4e9oZvW0_i2cAXwvHKK_1Dnf_QEW0k-cEYZanCgMQnjr6qBFaV_MUVtuZIXi2e0htDmRRqILVY06I5b/s960/2-vineyard-vines-house.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="960" data-original-width="960" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigiqJCenL1jVdDYFeQjytzbwuYVb15jbdMBwg6ZLxg5hNqwkg281mZI8LtBAgdK4e9oZvW0_i2cAXwvHKK_1Dnf_QEW0k-cEYZanCgMQnjr6qBFaV_MUVtuZIXi2e0htDmRRqILVY06I5b/s320/2-vineyard-vines-house.jpg" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Satisfy; font-size: x-large;">Angelita Vineyard & Winery</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNJS7_THsSziiZXlZiGSFb4aCP92Kwxc96wmqOwSlwk_3P5xGMVzcp2Vmu4O1gMZ_R4hyaLvt3XzVtlPsdmx7bP86r1nDaYwve1x5vM27x3i6spDXEloSsejFBNfebml3w2IcVniixXLwy/s960/11-winery-tables.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="960" data-original-width="960" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgNJS7_THsSziiZXlZiGSFb4aCP92Kwxc96wmqOwSlwk_3P5xGMVzcp2Vmu4O1gMZ_R4hyaLvt3XzVtlPsdmx7bP86r1nDaYwve1x5vM27x3i6spDXEloSsejFBNfebml3w2IcVniixXLwy/s320/11-winery-tables.jpg" width="320" /></a></div><span style="font-size: medium;">Located in the quaint town of Angus, Texas you'll find the <i>only</i> vineyard & winery in Navarro County, <a href="https://angelitavineyard.com/index.html" target="_blank">Angelita Vineyard & Winery</a>. In just 30 minutes, you can travel from Richland Chambers Lake to this boutique winery & vineyard for a unique experience not found anywhere else around our lake community. With a indoor tasting room and an outdoor patio area, there's plenty of space to enjoy the events that they often host and the live music that is frequently found on site</span>. </div><br /><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjynnCLLAK351lP1GoKkyUB577xPonHxz1JI5Og2eQ_oC5IjWyNdEJhRO-dH5hc8kXvvNYIKgtMfFV59JQLaxQ4p8OJpR1N5tJ-aObm3YeFDDAQsp8Q4XH5ojrX9Kc6aUZMs1N_BO9dH-2V/s960/21-venue-appetizers.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="960" data-original-width="960" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjynnCLLAK351lP1GoKkyUB577xPonHxz1JI5Og2eQ_oC5IjWyNdEJhRO-dH5hc8kXvvNYIKgtMfFV59JQLaxQ4p8OJpR1N5tJ-aObm3YeFDDAQsp8Q4XH5ojrX9Kc6aUZMs1N_BO9dH-2V/w320-h320/21-venue-appetizers.jpg" width="320" /></a></div><br /><span style="font-size: medium;">For your sipping pleasure, you'll be able to enjoy a generous selection of award winning red, white, blush and sparkling wines along with a delectable selection of appetizers. They have designed an experience combining fine winemaking with Texas hospitality...the perfecting pairing if you will.</span> <br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJTxQPUWyXcnHrsIr_rIxq12su-J8tgQU145vY_3dW7CrU5KZUf6IhePNZFA18f3HyaMyoAQcE4qeGcpkdQwTN2nB7QlW49m23neeItdXjMZCu0mM9cBSSdrmEkZDji0iYE3OPo2TB5B1J/s960/35-angelita-painting.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJTxQPUWyXcnHrsIr_rIxq12su-J8tgQU145vY_3dW7CrU5KZUf6IhePNZFA18f3HyaMyoAQcE4qeGcpkdQwTN2nB7QlW49m23neeItdXjMZCu0mM9cBSSdrmEkZDji0iYE3OPo2TB5B1J/s960/35-angelita-painting.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="960" data-original-width="960" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJTxQPUWyXcnHrsIr_rIxq12su-J8tgQU145vY_3dW7CrU5KZUf6IhePNZFA18f3HyaMyoAQcE4qeGcpkdQwTN2nB7QlW49m23neeItdXjMZCu0mM9cBSSdrmEkZDji0iYE3OPo2TB5B1J/s320/35-angelita-painting.jpg" width="320" /></a></div><br /><p><br /></p><span style="font-size: medium;">Great wine always begins with a great story. In 2010 Beverly & Rodney Spahn wanted to find a way to use their land in a unique way and this a vineyard was born. In the spring of that year as the first vines were planted, Rodney's mother Angelita passed away after a battle with illness and the Spahn family named the vineyard in her honor. She is remembered as a hard working woman, overcoming insurmountable obstacles to flourish and become a nourishment to all those around her...much like the vines that bear her name. </span><div><p></p><br /><p><br /></p><p><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpc77kV1n4ugQCVRUDGjYjP69ENKV0d4MYyIeOF2ikm31yViSWsbaHRcp7GYjcn-73QKjeyyuRmK49ip9sLkPtz7hoP5cNNa884J1Ao0w4OInaoi_S5ikLpMH5nOf8xuVMMrQl_4kJmwyh/s960/33-wine-tasting-flights-2.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="960" data-original-width="960" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpc77kV1n4ugQCVRUDGjYjP69ENKV0d4MYyIeOF2ikm31yViSWsbaHRcp7GYjcn-73QKjeyyuRmK49ip9sLkPtz7hoP5cNNa884J1Ao0w4OInaoi_S5ikLpMH5nOf8xuVMMrQl_4kJmwyh/s320/33-wine-tasting-flights-2.jpg" width="320" /></a></div><span style="font-size: medium;">Experience a wine tasting with keepsake glass, book a private wine tasting for you and guests or schedule a wine tasting event for a large group. The winery also can accommodate parties and special celebrations.</span><p></p><p><span style="font-size: medium;">If you'd like to take home some of this local flair with you, you can shop in person or online. Curbside delivery is available, as well as home delivery (within certain distances.) You can visit Angelita Vineyard & Winery on social media by clicking these links: <a href="https://www.facebook.com/angelitavineyard" target="_blank">Facebook</a>, <a href="https://twitter.com/intent/follow?original_referer=https%3A%2F%2Fwww.angelitawinery.com%2F&ref_src=twsrc%5Etfw&screen_name=AngelitaVineyar&tw_p=followbutton" target="_blank">Twitter</a>, <a href="https://www.instagram.com/angelitawinery/" target="_blank">Instagram</a>.</span></p><p><span style="font-size: medium;">Make sure to plan a time to go out and visit this local destination. If you ever visited make sure to leave a us comment below and tell us your favorite wine!</span></p><p><br /><br /></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /> <p></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-15841806559512221582021-09-14T09:27:00.001-07:002021-10-01T08:11:06.215-07:00Marina Life on Richland Chambers <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix6JdMnZz2kkgXv3h8ScT99-9vLu6J1Vv2leGHlS-17Vc_k-nm49rxNcuk30J2SHZfqYyr0WkhHzdbBwlWm4gPhABCNpRV-Cr6XL12yJbLwCcLwBDkoIyASi-2lBbbm03a6O_jK3LC97VV/s500/boat.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="453" data-original-width="500" height="290" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix6JdMnZz2kkgXv3h8ScT99-9vLu6J1Vv2leGHlS-17Vc_k-nm49rxNcuk30J2SHZfqYyr0WkhHzdbBwlWm4gPhABCNpRV-Cr6XL12yJbLwCcLwBDkoIyASi-2lBbbm03a6O_jK3LC97VV/s320/boat.jpg" width="320" /></a><br /></div><div style="text-align: center;"> <span style="font-size: xx-small;">Photo by: <a href="https://unsplash.com/@ericmuhr">Eric Muhr</a></span></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><style class="WebKit-mso-list-quirks-style">
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</style><p class="MsoNormal" style="font-size: medium;">Excited to plan a day trip to Richland Chambers Lake to put your boat in the water? We are so excited to have you! Our lake boasts great boating conditions year-round. Nothing beats pulling into one of the four marinas we are proud to host here on our lake for a bite to eat at one of our local restaurants or docking up for a weekend getaway while staying at a cabin lakeside. From sailboats to fishing boats and everything in between, Richland Chambers Lake has a marina to suit every need. Check out these options before you hitch up and head out. <o:p></o:p></p><p class="MsoNormal" style="font-size: medium;"><o:p> </o:p></p><p class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b>Sunset Cove Marina</b>: this marina boasts a store, grill, kayak and paddle boats rentals, boat ramp, pier, wifi, laundry facilities, RV park and pavilion rental. (903)872- 2300 <a href="https://sunsetcovecorsicana.com/">https://sunsetcovecorsicana.com</a><o:p></o:p></p><p class="MsoListParagraphCxSpMiddle" style="font-size: medium;"><o:p> </o:p></p><p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b>Oak Cove Marina</b>: here you’ll find boat ramps, store, restaurant, campground/RV park, motel, pier, boat rentals, gas fill ups, and wifi. (903)872-0888 <a href="http://www.oakcovemarina.com/">http://www.oakcovemarina.com</a><o:p></o:p></p><p class="MsoListParagraphCxSpMiddle" style="font-size: medium;"><o:p> </o:p></p><p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b>The Harbor</b>: at this marina you’ll have access to a restaurant, gas fill ups and boat ramp. (903)874-7000 <a href="https://www.facebook.com/theharborcorsicana">https://www.facebook.com/theharborcorsicana</a><o:p></o:p></p><p class="MsoListParagraphCxSpMiddle" style="font-size: medium;"><o:p> </o:p></p><p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -.25in;"><!--[if !supportLists]--><span style="font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;">·<span style="font-family: "Times New Roman"; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><b>Fisherman’s Point Marina</b>: a stop at this marina will give you a campground/RV park, café, store, boat ramp, kayak and canoe rentals and cabin rentals. (903) 389-5218 <a href="https://www.fishermanspoint.com/">https://www.fishermanspoint.com</a><span style="font-size: medium;"> </span></p><p class="MsoListParagraphCxSpLast" style="font-size: medium;"><o:p> </o:p></p><p class="MsoNormal" style="font-size: medium;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj55DR69XtvI-wIaNiRHPdZPbE8p0ViCqsiSG0MlCmOOexsSaGbArhO_FiS9koodGxbsQsoYdAVt5WNx0yU9fM7wT-cMgN9RxWVoB_7r2xHWU_yMbVcMqBSUHXCxLrCwWFEOmR0UNzsY8bW/s1650/SKM_C284e21091411270.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1650" data-original-width="1275" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj55DR69XtvI-wIaNiRHPdZPbE8p0ViCqsiSG0MlCmOOexsSaGbArhO_FiS9koodGxbsQsoYdAVt5WNx0yU9fM7wT-cMgN9RxWVoB_7r2xHWU_yMbVcMqBSUHXCxLrCwWFEOmR0UNzsY8bW/s320/SKM_C284e21091411270.jpg" width="247" /></a></div>Still considered a relatively quiet, undiscovered lake near the DFW metroplex, Richland Chambers Lake is perfect for fishing boats and speed boats. We also have what is considered the largest inland sailing basin in the state of Texas due to a large east to west run on the Richland Creek arm of the lake. You can read more on sailing here <a href="http://richlandchamberslake.blogspot.com/2013/12/sailing-on-richland-chambers-lake.html">http://richlandchamberslake.blogspot.com/2013/12/sailing-on-richland-chambers-lake.html</a> at RCL. We have plenty of quiet coves for fishing, as well as quiet waters for kayakers and canoers. We really do have something special for everyone. Come out and see what living the lakeside dreams looks like. We are happy to have you!<o:p></o:p><p></p></div><p></p><p class="MsoNormal" style="-webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: medium; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; margin: 0in 0in 0.0001pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"></p><style class="WebKit-mso-list-quirks-style">
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</style>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-28270544974403616972021-09-08T09:40:00.002-07:002021-09-14T08:40:23.515-07:00Camping on Richland Chambers Lake<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmEgFsG8eeBJp8EAgFndCxvAZk1Xl_QdN6Iyb5qCUdtVT2oB8L28nY3ffcWAtQ-FSS_b1_mRwOTx50maek_gbuCZzLgosihSMHP6kMscyYcYTt9fIdjblNjo5C8qAaiz2OFi2IceznPrhA/s2048/cristofer-maximilian-klSYEa1Yh3c-unsplash.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1536" data-original-width="2048" height="279" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmEgFsG8eeBJp8EAgFndCxvAZk1Xl_QdN6Iyb5qCUdtVT2oB8L28nY3ffcWAtQ-FSS_b1_mRwOTx50maek_gbuCZzLgosihSMHP6kMscyYcYTt9fIdjblNjo5C8qAaiz2OFi2IceznPrhA/w372-h279/cristofer-maximilian-klSYEa1Yh3c-unsplash.jpg" width="372" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: x-small;">P</span><span style="font-size: xx-small;">hoto by <a href="https://unsplash.com/@cristofer?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Cristofer Maximilian</a> on <a href="https://unsplash.com/s/photos/tent?utm_source=unsplash&utm_medium=referral&utm_content=creditCopyText">Unsplash</a></span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><u><span style="font-size: medium;">Camping on Richland Chambers Lake</span></u></div><div class="separator" style="clear: both; text-align: center;"><u><span style="font-size: medium;"><br /></span></u></div><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt;"><span style="font-family: "Times New Roman", serif;">The great outdoors. Nothing beats getting back to one with nature. Camping allows you to experience the world around you raw and unchanged. You may prefer a sleeping bag in a tent lit with a lantern. Or perhaps your vibe is a cozy RV, with a comfy mattress and some of the luxuries of home. Either way, removing yourself to a place of quietness and reflection amongst the trees or waterside by a lake affords you the opportunity to disconnect from your everyday life and reflect on something other than your normal hustle and bustle. <o:p></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Here at Richland Chambers Lake, located in Navarro and Freestone County, there are multiple options for camping. If you’re ready to pitch a tent or hook up your trailer then check out the following camping communities. Don’t forget your fishing gear and your boat as Richland Chambers is well known for excellent fishing and boating options!<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;"><br /></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYzmWFG7imaOk_TjsfB1yFs5fGGp8V8QCVyRFqHmMRnjSxufqjMD4DhBANtSu45HiMH5gcioaqAwg_SVvnJUkg41Gx_YEW4ZXy9p8Y3xGYb93E3XCoj21s5pqscek1qsUJ4_-tMk4zSXxj/s1650/Campin+map.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1275" data-original-width="1650" height="247" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYzmWFG7imaOk_TjsfB1yFs5fGGp8V8QCVyRFqHmMRnjSxufqjMD4DhBANtSu45HiMH5gcioaqAwg_SVvnJUkg41Gx_YEW4ZXy9p8Y3xGYb93E3XCoj21s5pqscek1qsUJ4_-tMk4zSXxj/s320/Campin+map.jpg" width="320" /></a></div><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Wooded Acres Campground </span><span style="background-color: white; font-family: "Times New Roman", serif;">903-599-2314<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Sunset Cove Marina – Campground & RV Resort <span style="background-color: white;">903-874-2300<o:p></o:p></span></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Fisherman’s Point Marina & Resort <span style="background-color: white;">903-389-5218<o:p></o:p></span></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">The Boat House <span style="background-color: white;">903-875-1500</span><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Oak Cove Marina & Campground <span style="background-color: white;">903-872-0888</span></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">Pelican Isle RV Resort</span><span style="background-color: white; font-family: "Times New Roman", serif;"> </span><span style="background-color: white; font-family: "Times New Roman", serif;">903-396-7777</span><span style="font-family: "Times New Roman", serif;"><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: start;"><span style="font-family: "Times New Roman", serif;">The Richland Chamber Lake community welcomes you to experience all we have to offer, so come on out! Even if you live local, come experience your favorite lake in a new way and live the lakeside dream.<o:p></o:p></span></p></div>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-77940496596894086762020-08-21T13:42:00.004-07:002020-09-03T08:47:35.607-07:00RIchland Chambers Lake Summer Market Makes a Splash!<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid5yV69RkeRgTmW7oYQcIZ9cCbCQGnLL4mVCTnnLrzEiRmVGUmCKO2gYDj1jcKJpEExn3SaLI0VAos4Pbz2d87NB7C1Eg9Rk6FEM8oWS3B6bkg7Nn6SIQKRtUR-8t4ux07loQ-ZsAM7FzO/s1200/+Freddie+Mac+rates+8%253A27.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="630" data-original-width="1200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid5yV69RkeRgTmW7oYQcIZ9cCbCQGnLL4mVCTnnLrzEiRmVGUmCKO2gYDj1jcKJpEExn3SaLI0VAos4Pbz2d87NB7C1Eg9Rk6FEM8oWS3B6bkg7Nn6SIQKRtUR-8t4ux07loQ-ZsAM7FzO/s320/+Freddie+Mac+rates+8%253A27.png" width="320" /></a></div><br /> <span style="font-family: "Helvetica Neue"; font-size: 12px;">Whoa Nelly!!</span><span class="Apple-converted-space" style="font-family: "Helvetica Neue"; font-size: 12px;"> </span><span style="font-family: "Helvetica Neue"; font-size: 12px;">The best way to describe the last few months for us and this market is Richland Chambers Lake Mania.</span><span class="Apple-converted-space" style="font-family: "Helvetica Neue"; font-size: 12px;"> </span><p></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">As on August 10, 140 sold lake lot listings. And<span class="Apple-converted-space"> </span>53 pending lot listings<span class="Apple-converted-space"> </span>in last 60 days.</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">We have never seen anything like it and I am not sure if we ever will again!<span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">The amount of inventory built up over the last 10 years, quickly dissipated<span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">In a flurry of Covid 19 motivated escapes from the City and the perceived dangers there.</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">The travel challenges imposed on the masses have motivated buyers<span class="Apple-converted-space"> </span>to rethink a lake place,</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">A place away for the city….a place to go where they can work in a peaceful setting with an alternate reality.</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Due to inventory shortages, and low mortgage rates, prices are up. Yet sellers are not selling and reluctant.</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">We are now in the dog days of summer(August) which has traditionally been a slower month to sell.<span class="Apple-converted-space"> </span>But not the case now!<span class="Apple-converted-space"> </span></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">With the number of homes that went into forbearance for the Covid 19 Crises, we will begin to see foreclosures as early as next year.<span class="Apple-converted-space"> </span>This is will change our market.<span class="Apple-converted-space"> </span>But<span class="Apple-converted-space"> </span>for now, and for the lake area, traditionally foreclosures have not been</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Part of our market and I hope it remains that way.</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">What does this mean for us?<span class="Apple-converted-space"> </span>Our lake is a changing.<span class="Apple-converted-space"> </span>Construction starts are way up!.</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Boat traffic is up and we are seeing the changes before our eyes….</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Richland Chambers Lake is no longer “The best kept secret in Texas” <span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">It is the place to go to escape!</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">If you need to buy or sale during this flurry of activity, there are a couple of things to remember.</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">If you are a buyer, it is important to research agents and hire someone that has local market knowledge.</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">There are many pitfalls that can be avoided by shopping with a a lake area expert that is in tune with the<span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Ins and outs of all the different areas and subdivisions.<span class="Apple-converted-space"> </span></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">If you are a seller, NOW<span class="Apple-converted-space"> </span>is<span class="Apple-converted-space"> </span>the best possible time to put your best foot forward and grab a buyer.<span class="Apple-converted-space"> </span></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">We can help you navigate the process as painless as possible and help you in getting the best return<span class="Apple-converted-space"> </span></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">For the investment you have made in your lake area property!</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Call us if you are just tinkering with the idea, it may just be the time to make the move you have been contemplating!</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">According to Zillow, we have seen 25% less inventory the summer.<span class="Apple-converted-space"> </span>Some are thinking not a good time to sell..?</p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><br /></p><p class="p1" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;">Julie Teel 8/2020</p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p2" style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span class="Apple-converted-space"> </span></p><h2 style="font-family: "helvetica neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px; text-align: left;"><span class="Apple-converted-space"> <div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhg4GKXaHrsh2rtJsSpJ8pzsie_j-69toYXVM9VkUJEJ8cIbMkq1zNTGR_VavoiiFZUbNM2tiBUNIgvIIn8Pdw3egUCBVFNAR1s0zbzDNACURShmmeWaazU1YQPyCPh18rdx55Zyox7YJho/s1920/water-splashes-2710519_1920.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1275" data-original-width="1920" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhg4GKXaHrsh2rtJsSpJ8pzsie_j-69toYXVM9VkUJEJ8cIbMkq1zNTGR_VavoiiFZUbNM2tiBUNIgvIIn8Pdw3egUCBVFNAR1s0zbzDNACURShmmeWaazU1YQPyCPh18rdx55Zyox7YJho/s640/water-splashes-2710519_1920.jpg" width="640" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGlb2_glWniq6p_FgMlgGlYXw9BcAeO4msS9Gs2WnwM6TscD1-OonzpiXmKyoDAWrOFy8So5ZgAcT3j9S3cTE3a-qIrtW94v_0Uj-nc4n4EdNrMcBp-DsxV_eQ8Kd-fE9wtPWCC7mdAI6i/s2048/%252B5acLd%252BBRkSAWtk4iXCihw.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2048" data-original-width="1536" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiGlb2_glWniq6p_FgMlgGlYXw9BcAeO4msS9Gs2WnwM6TscD1-OonzpiXmKyoDAWrOFy8So5ZgAcT3j9S3cTE3a-qIrtW94v_0Uj-nc4n4EdNrMcBp-DsxV_eQ8Kd-fE9wtPWCC7mdAI6i/s640/%252B5acLd%252BBRkSAWtk4iXCihw.jpg" /></a></div></span></h2>John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0tag:blogger.com,1999:blog-2061645367321151614.post-72222861787613671222020-03-04T13:39:00.001-08:002020-03-04T14:23:07.441-08:00Richland Chambers Lake Level Nerd Alert!<div class="" style="clear: both; text-align: left;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJD_o8a28vZQv7yvwGUj2hOZMo9XEws_o0yWd2RzfdVSOjxG7OSL4c5-ZqqP7MOErB0psNB0b1Za8pt3ZscMdk9vLEzuPvrQNF_NrUS5FsXH_Ocb5JtQf3xK1rQorFuQ7hjsnnKYhyc29o/s1600/Spillway.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJD_o8a28vZQv7yvwGUj2hOZMo9XEws_o0yWd2RzfdVSOjxG7OSL4c5-ZqqP7MOErB0psNB0b1Za8pt3ZscMdk9vLEzuPvrQNF_NrUS5FsXH_Ocb5JtQf3xK1rQorFuQ7hjsnnKYhyc29o/s320/Spillway.jpg" width="320" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJD_o8a28vZQv7yvwGUj2hOZMo9XEws_o0yWd2RzfdVSOjxG7OSL4c5-ZqqP7MOErB0psNB0b1Za8pt3ZscMdk9vLEzuPvrQNF_NrUS5FsXH_Ocb5JtQf3xK1rQorFuQ7hjsnnKYhyc29o/s1600/Spillway.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a><span style="font-family: "trebuchet ms" , sans-serif;">If you've been on Richland Chambers very long you've seen ups and downs, highs and lows and in-betweens. Some folks came here and built just in time to see 5 </span><span style="font-family: "trebuchet ms" , sans-serif;">tough</span><span style="font-family: "trebuchet ms" , sans-serif;"> years. While some have been here only long enough to enjoy very good years. One thing for sure, fluctuation is a part of life on RC Lake. Actually folks on pretty much every Texas lake experience fluctuation. When we have normal rainfall, lake levels are good. Less rainfall means lower lake levels. It's really pretty simple. </span><span style="font-family: "trebuchet ms" , sans-serif;">T</span><span style="font-family: "trebuchet ms" , sans-serif;">he Great State of Texas could not support even close to today's population without man made </span><span style="font-family: "trebuchet ms" , sans-serif;">reservoirs catching the rainfall. The ability to store water in many places in the United States allows large populations to thrive. Our modern standards and lifestyle require vast amounts of the most precious natural resource we have, water. Richland Chambers lake, like most every man made lake, has had its ups and downs depending on water falling from the sky.</span></div>
<div class="" style="clear: both; text-align: center;">
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">Time on Richland Chambers can be measured by</span><span style="font-family: "trebuchet ms" , sans-serif; font-size: large;"> pre-March 11, 2015 and post March 11, 2015.</span></div>
<span style="font-family: "trebuchet ms" , sans-serif;"><br /></span>
<span style="font-family: "trebuchet ms" , sans-serif;">March 11, 2015 was the day the lake hit 315' and stayed after almost 5 long years of Texas drought. During the period from late 2010 to March of 2015 we experienced 3 of the lowest lake levels in the 30 year history of Richland Chambers. Then a lot of water fell from the sky and regularly continues to do so.</span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">So here comes the nerd part...</span><span style="font-family: "trebuchet ms" , sans-serif;"> The</span><span style="font-family: "trebuchet ms" , sans-serif;"> average lake level during that time was 309', 6 feet low. Since March 11 2015 the average lake level has been 313', a level we can all appreciate. But,</span><br />
<div class="separator" style="clear: both; text-align: center;">
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">Half of the time for the last 30 years Richland Chambers Lake has been less than 1 foot below Full Pool</span><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9vhKDdruusvU7ni05ZcN9xo6PRj8IxOqRYWumvWwgACPOZ2cwLyNMT8q038no-5wpmWMW5QUd7GvEmAmeyTRqrUs9G3Pg0Bswv65QlhV6fRZz036F4pycxoytuEJhfKnqK5K8AtsL4bxs/s1600/Lake+Level+Chart+Feb+2020.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1036" data-original-width="1600" height="414" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9vhKDdruusvU7ni05ZcN9xo6PRj8IxOqRYWumvWwgACPOZ2cwLyNMT8q038no-5wpmWMW5QUd7GvEmAmeyTRqrUs9G3Pg0Bswv65QlhV6fRZz036F4pycxoytuEJhfKnqK5K8AtsL4bxs/s640/Lake+Level+Chart+Feb+2020.jpg" width="640" /></a></div>
<span style="font-family: "trebuchet ms" , sans-serif;">The</span><span style="font-family: "trebuchet ms" , sans-serif;"> chart above is made up of 11,003 daily lake levels, dating back to Jan 1st 1990. The average of all of those levels is 313.01'. So can we say these last 4 years or so have been normal?</span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">Since Jan 1st 1990 we have experienced 3274 days above 315' (full pool) and 5526 days above 314'. </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">So half of the time for the last 30 years Richland Chambers Lake has been less than 1 foot below full. Think about that! </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">313' and above - 6893 days and one more just for fun:</span><span style="font-family: "trebuchet ms" , sans-serif;"> </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="font-size: large;">Less than 3ft down, 8134 days or 74% of the last 30 years. </span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif;">So yes there have been and will be ups and downs in the life of the lake but remember, They built the lake here for a reason!</span><br />
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#richlandchambers. #richlandchamberslake #richlandchamberslakelevel<br />
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<br />John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0Richland-Chambers Reservoir, Texas, USA31.9694836 -96.142094731.7540456 -96.4648182 32.1849216 -95.8193712tag:blogger.com,1999:blog-2061645367321151614.post-4539509910065522362020-01-27T11:16:00.000-08:002020-02-20T06:28:16.268-08:00Richland Chambers Market Update Jan 2020<!--[if gte mso 9]><xml>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyjQNk62IxsyFlHgOwMeIUi5OIB4R_GKcJlNleflmJMyMwSlUkURl0r2hSOikP345VbaOkMEUIonZgqd3LbREq83icZrVmMQjnE28gFLBITfXZXamMceuUUQ7XNIP-qwkVsA107foLJM3q/s1600/18000-123.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="239" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyjQNk62IxsyFlHgOwMeIUi5OIB4R_GKcJlNleflmJMyMwSlUkURl0r2hSOikP345VbaOkMEUIonZgqd3LbREq83icZrVmMQjnE28gFLBITfXZXamMceuUUQ7XNIP-qwkVsA107foLJM3q/s320/18000-123.jpg" width="320" /></a></div>
<br />
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;">Reflecting
on 15 years of Market data for Richland Chambers Lake Property, we have
survived Market Melt Downs, droughts and recessions. We have
thrived in a growing and budding community and have seen many changes in the
Lake Area landscape. New businesses and developments are popping up here
and there around the lake. <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;">Three
take aways stand out below:<o:p></o:p></span><br />
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;"><br /></span>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;"><br /></span>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 0in; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-autospace: none; text-indent: 0in;">
<!--[if !supportLists]--><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: large;"><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont; mso-fareast-font-family: AppleSystemUIFont;"><span style="mso-list: Ignore;">•<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont;">The Waterfront home market has been
improving in recent years.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="margin-left: 0in; mso-layout-grid-align: none; mso-list: l0 level1 lfo1; text-autospace: none; text-indent: 0in;">
<!--[if !supportLists]--><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: large;"><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont; mso-fareast-font-family: AppleSystemUIFont;"><span style="mso-list: Ignore;">•<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont;">The Waterfront lot market is on the
same trend. <o:p></o:p></span></span></div>
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<!--[if !supportLists]--><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="font-size: large;"><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont; mso-fareast-font-family: AppleSystemUIFont;"><span style="mso-list: Ignore;">•<span style="font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--></span><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont;"><span style="font-size: large;">Lake Area Inventories are falling and
prices are rising.</span><o:p></o:p></span></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="font-family: "ms gothic"; mso-bidi-font-family: "MS Gothic";"> </span><span style="font-family: "applesystemuifont"; mso-bidi-font-family: AppleSystemUIFont;"><o:p></o:p></span></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;">There
have been many changes but the one thing remains constant when looking at
historical data, the market always rebounds. Interest rates are predicted
to remain stable in 2020, the economy is booming and with that, the market will
continue to improve this year. <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; mso-bidi-font-family: AppleSystemUIFont;"> Beginning
in 2015, we began seeing improvement in the Lake Market coinciding with
the increase in average lake levels. During that time, our average sales price
around the lake increased from $387,500 </span><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">to $503,681. The average price per
square foot has increased by as much as 20 percent.</span></div>
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<o:p></o:p></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjojF5XWlANKYBmcgM6qGVBycMbzpfOoEFdpFHU3ozsm_S0L4iZoaN0pRh-JmG8Wp9OVILoXlUzMdRijjQwqZDnS6ER10oshwIP4YRNcKBDKfz253lrQS9E14uVfW3Mo2K03EUbM6kl0Fv/s1600/WF+Home+Sales+Less+than+5+Acres+%2524+sqft+2019.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="645" data-original-width="1495" height="276" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjojF5XWlANKYBmcgM6qGVBycMbzpfOoEFdpFHU3ozsm_S0L4iZoaN0pRh-JmG8Wp9OVILoXlUzMdRijjQwqZDnS6ER10oshwIP4YRNcKBDKfz253lrQS9E14uVfW3Mo2K03EUbM6kl0Fv/s640/WF+Home+Sales+Less+than+5+Acres+%2524+sqft+2019.png" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: large;">This Chart is Waterfront Homes on Less than 5 Acres</span></td></tr>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="font-size: small;">Inventories
have declined in that time period which have caused prices to increase. </span><o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="font-size: large;">There
are currently only 16 waterfront homes active Lakewide!</span> <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">We
should see new listings hit this Spring and that number will increase<o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">as
we go into the active season. This is the lowest amount of inventory
we have seen in many years. Simple economics tell us that when supply is
low and demand is high, prices increase. And demand is at an all time high!<o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">The
Absorption Rate, the number of homes flowing through he market in a given price
range, are at a record low in the under 500k range indicating it is a Seller's
Market. <o:p></o:p></span><br />
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;"><br /></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: x-small;"><span style="font-size: large;"> What about Lake Lots?</span><o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">Viewing
the Richland Chambers Lake Lot market trends, they are consistent with the Lake
home market trends. There are currently 145 waterfront lots on the
market. There were 350+ waterfront lots for sale in Jan of
2015. As you can see, we have moved quite a bit of waterfront dirt
in the last few years. The average sales price for a waterfront lot in 2015 was
$52,587. In 2019, it was $76,899. The absorption rates are trending
lower than in previous years but the inventories are adequate to prevent huge
increases in lot values at the present. <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">The
future of the lake lot market will depend on the influx of new listings and the
number of future developments.<o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;"> <o:p></o:p></span></div>
<div class="MsoNormal" style="mso-layout-grid-align: none; text-autospace: none;">
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">Overall,
this is great news for our Lake Community. We are looking
forward to an active Lake Market in 2020.<o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">We
want to help families make their waterfront dreams a reality as well as
transitioning sellers to the next step for them. Most of our Sellers
are folks who have either retired here or had second homes for a Lake escape.
The average time at the lake is 10 to 12 years for a family before
transitioning away from the lake to get closer to medical or family members.
Our goal is to make that transition as easy as possible. <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;"> <o:p></o:p></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">Give
us a call at (903) 874-0001 if you have questions about the information
here or if you are interested in buying or selling at Richland Chambers
Lake. Have a great Spring!! </span><br />
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif; font-size: small;">See you on the water!</span><span style="font-family: "applesystemuifont";"><o:p></o:p></span></div>
<!--EndFragment--><br />John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0Richland-Chambers Reservoir, Texas, USA31.9694836 -96.1420947000000331.7540456 -96.464818200000025 32.1849216 -95.819371200000035tag:blogger.com,1999:blog-2061645367321151614.post-77875835121284966492018-08-28T15:33:00.000-07:002018-08-29T11:07:43.524-07:00Fuel The FireFighters 2018 Update<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdemYxVhdzbAE4_t9dp_k6-9fjHLbgSKWkk8mPvLoA5OF6RGanHKh09_IjaEQ5pM_ZEV5DU5JmapUTKKG_W_shBMFhiml9HjP7139WEGjSMHGlxq3FAExHBJhKCEoVZHRQHH2I7VhHP1J9/s1600/Picture1.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdemYxVhdzbAE4_t9dp_k6-9fjHLbgSKWkk8mPvLoA5OF6RGanHKh09_IjaEQ5pM_ZEV5DU5JmapUTKKG_W_shBMFhiml9HjP7139WEGjSMHGlxq3FAExHBJhKCEoVZHRQHH2I7VhHP1J9/s1600/Picture1.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="97" data-original-width="169" height="114" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdemYxVhdzbAE4_t9dp_k6-9fjHLbgSKWkk8mPvLoA5OF6RGanHKh09_IjaEQ5pM_ZEV5DU5JmapUTKKG_W_shBMFhiml9HjP7139WEGjSMHGlxq3FAExHBJhKCEoVZHRQHH2I7VhHP1J9/s200/Picture1.png" width="200" /></a><span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">Here on Richland Chambers when an unfortunate circumstance arises and you have to call 911 the first person to your door will be a Volunteer Fireman. These volunteers give their time, energy and efforts to providing our community with first responder service. They often work on shoestring budgets to do the critical work of keeping our community safe. Proper equipment and training is vital to help them accomplish their mission. </span><br />
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="font-size: small;"><span style="font-size: x-large;"> You Can Help!!</span></span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: x-large;"><span style="font-size: small;"><br /></span></span>
<span style="font-family: "trebuchet ms" , sans-serif; font-size: x-large;">The Donations have been coming in and so far we have over $17,000.00 pledged including cash and silent auction items.</span><br />
<span style="font-size: x-large;"><span style="font-family: "trebuchet ms" , sans-serif; font-size: medium;"><br /></span></span>
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">Last year's total was around $24,000, so we still have a way to go. Our VFD's need your participation, donations and silent auction items to help keep our homes and lives safe in time of need. Together we can beat last year's total!</span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;"><br /></span>
<span style="font-family: "trebuchet ms" , sans-serif;"><span style="font-size: large;">Help us support our local heroes </span><span style="font-size: x-large;">Saturday September 1st</span> <span style="font-size: large;">by taking part in the</span> <span style="font-size: x-large;">Fuel the Firefighters Poker Run and Silent Auction!</span></span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">This is the third year we are putting together a Poker Run on Richland Chambers combined with a Silent Auction with all the proceeds going to the Lakeshore Area VFD's.</span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">A $25 donation to the VFD's gets you a Hamburger Lunch, entry into the Silent Auction, a wristband and Live entertainment by The FOG. All the festivities are going to be at The Harbor Restaurant and Northshore Marina starting at 9am. The Poker Run starts at The Harbor Restaurant and has 5 stops out on the Lake. At each stop you will receive a Poker Chip. When all your chips are collected come back to the Harbor Restaurant and trade them in for cards. The top 4 winning hands will receive Amazon gift cards of $500, $300, two $100 prizes. </span><br />
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<span style="font-family: "trebuchet ms" , sans-serif; font-size: x-large;">Ya'll come out for a fun day on the lake, meet your neighbors and support our first responders!</span></div>
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<span style="font-family: "trebuchet ms" , sans-serif; font-size: x-large;">For more information visit:</span></div>
<div style="text-align: center;">
<span style="font-family: "trebuchet ms" , sans-serif; font-size: x-large;"><a href="http://www.fuelthefirefighters.com/">www.FueltheFireFighters.com</a></span></div>
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<span style="font-family: "trebuchet ms" , sans-serif;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiD3poilZXBWUCEnpsX4PeVUx5cBw0xMNZeKkpRr52reitDrZEXLNqTWMMWU-Am_USLQuyBUbPOLKkWMyke8Lz-IFXIAE1KprgxLhEpbTDfgvUssY82P5T3-AoB0OGj4QM4MOfwNsVkG1L/s1600/FTF+2018_2.0+Upload+file+front.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="863" data-original-width="1312" height="419" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiD3poilZXBWUCEnpsX4PeVUx5cBw0xMNZeKkpRr52reitDrZEXLNqTWMMWU-Am_USLQuyBUbPOLKkWMyke8Lz-IFXIAE1KprgxLhEpbTDfgvUssY82P5T3-AoB0OGj4QM4MOfwNsVkG1L/s640/FTF+2018_2.0+Upload+file+front.jpg" width="640" /></a></span></div>
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#richlandchambers #richlandchamberslake #fuelthefirefighters #volunteerfiredepartment #rclake</div>
<br />John Teelhttp://www.blogger.com/profile/12167477001835275947noreply@blogger.com0Richland Chambers Reservoir, Texas, USA31.9694836 -96.1420947000000331.7540456 -96.464818200000025 32.1849216 -95.819371200000035